16225 E Indigo Loop, Summerdale, AL 36580 Property Records

Baldwin County property record for 16225 E Indigo Loop, Summerdale, AL 36580

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,536 sqft · built 1994
Lot Size	0.505 acres (22,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Nov 2020)
Tax Bill	$227 (2022)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-02-04-0-000-019.111`

Property Details

APN / Parcel Number

Primary APN	`55-02-04-0-000-019.111`
Alternative APNs	`109939` `376344`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,536 sqft Adjusted Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile Home
Roof Material	Asphalt
Lot Area	22,000 sqft (0.505 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Utility Building	312 sqft

Location & Zoning

Account Number	376344
Street Address	16225 E INDIGO LOOP
City	SUMMERDALE
State	AL
Zip	36580-4028
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	100' X 220' LOT 8 BLK B RAINBOW PLANTATIONS SLIDES 1297-B &1298-A SEC 4-T7S-R3E (STAT WD/SURVIVORSHIP)
Legal Subdivision	RAINBOW PLANTATIONS
Legal Block	B
Legal Lot Number	8
Jurisdiction	BALDWIN AL
Township / Civil Division	SUMMERDALE
Census Block Group	1
Census Block	1052
Census Tract	11000

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16225 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 23, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Apr 8, 2005
Deed Document Number	20201872523
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16225 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001959102
Date	Nov 18, 2021
Instrument	1959102

Lender

Name	NAVY FCU
Type	Credit Union
Address	2218

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 23, 2020
Property Address	16225 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Document Number	0001872523
Instrument Date	Nov 17, 2020
Instrument	1872523
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 5467 GULF SHORES AL 365475467, GULF SHORES, AL 36547-5467

Mortgage

Document Number	1872524
Date	Nov 23, 2020
Instrument	1872524

Lender

Name	UNITED BK
Type	Bank
Address	LILLIAN, AL 36549

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,580 (+20.04%) Land $8,740 Building $3,840	$126,000 (+20.34%) Land $87,600 Building $38,400
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$10,480 (+24.17%)	$104,700 (+24.2%) Land $75,000 Building $29,700
2022	$227.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$8,440	$84,300 Land $56,000 Building $28,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	221 (1995–2020)
Claims Outside the SFHA	50 of 221
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 43 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 72 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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