16260 E Indigo Loop, Summerdale, AL 36580 Property Records

Baldwin County property record for 16260 E Indigo Loop, Summerdale, AL 36580

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,380 sqft · built 1995
Lot Size	0.478 acres (20,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Feb 2026)
Tax Bill	$401 (2023)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-02-04-0-000-019.012`

Property Details

APN / Parcel Number

Primary APN	`55-02-04-0-000-019.012`
Alternative APNs	`109828` `210002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,380 sqft Heated Area
1st Floor Area	1,380 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,825 sqft (0.478 acres)
Lot Dimensions	212 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	210002
Street Address	16260 E INDIGO LOOP
City	SUMMERDALE
State	AL
Zip	36580-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100'X212.73'IRR LOT 11 BLK A RAINBOW PLANTATIONSSLIDES 1297B AND 1298A SEC4 T7S R3E (WD/SURVIVORSHIP)
Legal Subdivision	RAINBOW PLANTATIONS
Legal Block	A
Legal Lot Number	11
Jurisdiction	BALDWIN AL
Township / Civil Division	SUMMERDALE
Census Block Group	1
Census Block	1048
Census Tract	11000

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16260 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Apr 1, 2005
Deed Document Number	20262235289
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 9, 2026
Property Address	16260 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Document Number	0002235289
Map Reference	SL 1297-B & 1298-A
Instrument Date	Feb 4, 2026
Instrument	2235289
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 COUNTY ROAD 1586, VINEMONT, AL 35179-6733

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16260 E INDIGO LOOP, SUMMERDALE, AL 36580-4028

Mortgage

Document Number	0002235290
Date	Feb 9, 2026
Instrument	2235290

Lender

Name	PENAIR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,260 (+6.99%) Land $8,360 Building $14,900	$243,600 (+12.15%) Land $87,600 Building $156,000
2024	Homeowner's exemption	$21,740 (+11.15%) Land $7,920 Building $13,820	$217,200 (+11.04%) Land $79,100 Building $138,100
2023	$401.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$19,560 (+31.28%)	$195,600 (+31.28%) Land $75,000 Building $120,600
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$14,900	$149,000 Land $56,000 Building $93,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	221 (1995–2020)
Claims Outside the SFHA	50 of 221
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 43 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 72 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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