16314 E Indigo Loop, Summerdale, AL 36580 Property Records

Baldwin County property record for 16314 E Indigo Loop, Summerdale, AL 36580

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,595 sqft · built 2015
Lot Size	0.489 acres (21,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2024)
Tax Bill	$909 (2026)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`55-02-04-0-000-019.015`

Property Details

APN / Parcel Number

Primary APN	`55-02-04-0-000-019.015`
Alternative APNs	`109831` `090780` `90780`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,595 sqft Heated Area
1st Floor Area	1,595 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,310 sqft (0.489 acres)
Lot Dimensions	213 ft deep x 100 ft wide
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	90780
Street Address	16314 E INDIGO LOOP
City	SUMMERDALE
State	AL
Zip	36580-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100'X213.10'IRR LOT 14 BLK A RAINBOW PLANTATIONS SLIDES 1297B AND 1298A SEC4-T7S-R3E (WD-SURVIVORSHIP)
Legal Subdivision	RAINBOW PLANTATIONS
Legal Block	A
Legal Lot Number	14
Jurisdiction	BALDWIN AL
Township / Civil Division	SUMMERDALE
Census Block Group	1
Census Block	1048
Census Tract	11000

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16314 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on Record
Deed Sale	Oct 1, 2024 · Amount on Record
Prior Sale	May 22, 2014 · Amount on Record
Deed Document Number	20242149763
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	May 19, 2026
Property Address	16314 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Document Number	0002254290
Instrument Date	May 11, 2026
Instrument	20262254290
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust, 220
Address	16314 E INDIGO LOOP, SUMMERDALE, AL 36580-4028
Investor	Possibly a Property Investor

Mortgage

Document Number	0002254290,
Date	May 19, 2026
Instrument	20262254290

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$909.00 (+34.07%) Homeowner's exemption Senior Citizen's exemption
2025	$678.00 (+1.19%)	$31,960 (-0.31%) Land $8,460 Building $23,500	$331,300 (+3.4%) Land $87,600 Building $243,700
2023	$670.00 (+32.15%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$32,060 (+30.86%)	$320,400 (+30.78%) Land $75,000 Building $245,400
2022	$507.00 (+7.19%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$24,500	$245,000 Land $56,000 Building $189,000
2021	$473.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	221 (1995–2020)
Claims Outside the SFHA	50 of 221
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 43 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 72 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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