Osceola County property record for 1617 Reflection Cv, Saint Cloud, FL 34771 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,928 sqft Living Area |
| Lot Size | 4,051 sqft (0.093 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2023) |
| Tax Bill | $5,387.00 (2024) |
| Primary APN | 31-25-31-0840-0001-1810 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 2,324 sqft Gross Area |
| 1st Floor | 947 sqft 1st Floor |
| Upper Floors | 981 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,051 sqft (0.093 acres) |
| Depth X Width | 125 ft x 33 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 294 sqft Garage |
| Porch Area | 102 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1617 REFLECTION CV |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7552 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 181 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK PH 1A |
| Legal Phase | 1A |
| Legal Tract | 840 |
| Legal Block | 1810 |
| Legal Lot Number | 181 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 43600 |
Source: Osceola County records · APN 31-25-31-0840-0001-1810
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1617 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 22, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on Record |
| Deed Sale | Sep 12, 2023 · Amount on Record |
| Prior Sale | Dec 28, 2016 · Amount on Record |
| Deed Doc Number | 2023120143 |
| Deed Book / Page | 6472 / 2547 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 12, 2023 |
| Property Address | 1617 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Document Number | 0064722547 |
| Book / Page | 6472 / 2547 |
| Map Reference | MB 19 PG 22-25 |
| Instrument Date | Sep 01, 2023 |
| Instrument | 2023120143 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | ELEVATED TITLE LLC, ELEVATED TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1651 UNIONTOWN ST SE, PALM BAY, FL 32909-5628 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1619 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Document Number | 0064722549 |
|---|---|
| Date | Sep 12, 2023 |
| Instrument | 6472/2549 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1617 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1617 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Document Number | 0060921033 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 6092/1033 |
| Instrument | 2021181222 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Jan 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,314.00 (-1.36%) | $296,700 (+21.18%) Land $40,000 Building $256,700 | $296,700 (-1.46%) Land $40,000 Building $256,700 |
| 2024 | $5,387.00 (+62.11%) | ||
| 2023 | $3,323.00 (+11.96%) Homeowner's exemption | $244,835 (+15.55%) | $301,100 (+25.09%) Land $14,900 Building $286,200 |
| 2022 | $2,968.00 Homeowner's exemption | $211,889 | $240,700 Land $14,900 Building $225,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 633 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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