Osceola County property record for 1619 Reflection Cv, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,852 sqft Living Area |
| Lot Size | 3,136 sqft (0.072 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2022) |
| Tax Bill | $5,067.00 (2025) |
| Primary APN | 31-25-31-0840-0001-1820 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,852 sqft Living Area |
| Gross Area | 2,242 sqft Gross Area |
| 1st Floor | 926 sqft 1st Floor |
| Upper Floors | 926 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,136 sqft (0.072 acres) |
| Depth X Width | 125 ft x 25 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 294 sqft Garage |
| Porch Area | 96 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1619 REFLECTION CV |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7552 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1A PB 19 PG 22-25 LOT 182 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK PH 1A |
| Legal Phase | 1A |
| Legal Tract | 840 |
| Legal Block | 1820 |
| Legal Lot Number | 182 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 43600 |
Source: Osceola County records · APN 31-25-31-0840-0001-1820
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1619 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Sep 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 05, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2022 · Amount on Record |
| Deed Sale | Sep 15, 2022 · Amount on Record |
| Prior Sale | Nov 30, 2016 · Amount on Record |
| Deed Doc Number | 2022140324 |
| Deed Book / Page | 6286 / 1669 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 15, 2022 |
| Property Address | 1619 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Document Number | 0062861669 |
| Book / Page | 6286 / 1669 |
| Map Reference | MB 19 PG 22-25 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022140324 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2022 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 57 N LAKESIDE AVE, 57, LAKE HOPATCONG, NJ 07849-1425 |
| Name | Verified Name |
|---|---|
| Address | 1619 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Document Number | 0062861672 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 6286/1672 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1619 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1619 REFLECTION CV, SAINT CLOUD, FL 34771-7552 |
| Document Number | 0061872781 |
|---|---|
| Date | Apr 05, 2022 |
| Book Page | 6187/2781 |
| Instrument | 2022054259 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Mar 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,067.00 (-1.63%) | $282,900 (-1.01%) Land $40,000 Building $242,900 | $282,900 (-1.01%) Land $40,000 Building $242,900 |
| 2023 | $5,151.00 (+30.41%) | $285,800 (+25.08%) Land $14,900 Building $270,900 | $285,800 (+25.08%) Land $14,900 Building $270,900 |
| 2022 | $3,950.00 | $228,500 Land $14,900 Building $213,600 | $228,500 Land $14,900 Building $213,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 633 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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