16206 E Indigo Loop, Summerdale, AL 36580 Property Records

Baldwin County property record for 16206 E Indigo Loop, Summerdale, AL 36580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1993
Lot Size	0.487 acres (21,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,000 (Nov 2024)
Tax Bill	$323 (2022)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-02-04-0-000-019.009`

Property Details

APN / Parcel Number

Primary APN	`55-02-04-0-000-019.009`
Alternative APNs	`109825` `283015` `516729`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,088 sqft Heated Area
1st Floor Area	1,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,235 sqft (0.487 acres)
Lot Dimensions	212 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	516729
Street Address	16206 E INDIGO LOOP
City	SUMMERDALE
State	AL
Zip	36580-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK A RAINBOW PLANTATIONS SLIDES 1297B AND 1298A
Legal Subdivision	RAINBOW PLANTATIONS
Legal Block	A
Legal Lot Number	8
Jurisdiction	BALDWIN AL
Township / Civil Division	SUMMERDALE
Census Block Group	1
Census Block	1048
Census Tract	11000

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	927 DAVENTRY TRL, CALERA, AL 35040-4986
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2024 · Amount on Record
Deed Sale	Nov 5, 2024 · Amount on Record
Prior Sale	Oct 5, 2022 · Amount on Record
Deed Document Number	20242155498
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16206 E INDIGO LOOP, SUMMERDALE, AL 36580-4027
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16206 E INDIGO LOOP, SUMMERDALE, AL 36580-4027

Mortgage

Document Number	0002114006
Date	Mar 22, 2024
Instrument	2114006

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16206 E INDIGO LOOP, SUMMERDALE, AL 36580-4027
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16206 E INDIGO LOOP, SUMMERDALE, AL 36580-4027

Mortgage

Document Number	0002087717
Date	Sep 26, 2023
Instrument	2087717

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 5, 2022
Property Address	16206 E INDIGO LOOP, SUMMERDALE, AL 36580-4027
Document Number	0002027267
Map Reference	SL 1297-B&1298-A
Instrument Date	Sep 29, 2022
Instrument	2027267
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 TYLER WAY APT 230, 10, WILLISTON, VT 05495-4022

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16206 E INDIGO LOOP, SUMMERDALE, AL 36580-4027

Mortgage

Document Number	0002027455
Date	Oct 5, 2022
Instrument	2027455

Lender

Name	BAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,820 (+4.4%) Land $8,380 Building $13,440	$228,300 (+9.23%) Land $87,600 Building $140,700
2023	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$20,900 (+31.28%)	$209,000 (+31.28%) Land $75,000 Building $134,000
2022	$323.00 (+6.6%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$15,920	$159,200 Land $56,000 Building $103,200
2021	$303.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	221 (1995–2020)
Claims Outside the SFHA	50 of 221
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 43 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 72 claims Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 56% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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