16242 Windfall Ridge Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 16242 Windfall Ridge Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,388 sqft · built 1983
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$447,000 (Nov 2021)
Tax Bill	$6,264 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20T-63-0644`

Property Details

APN / Parcel Number

Primary APN	`20T-63-0644`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area
Gross Area	2,917 sqft
1st Floor Area	1,054 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	89 ft deep x 155 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16242 WINDFALL RIDGE DR
City	CHESTERFIELD
State	MO
Zip	63005-4756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	BENT TREE PLAT 3 6 3 82 LOT 384
Legal Subdivision	BENT TREE PLAT 3
Legal Lot Number	384
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	4
Census Block	4007
Census Tract	221631

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16242 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Jun 26, 2003 · Amount on Record
Deed Document Number	20211197
Deed Book / Page	25224 / 153
Prior Transfer Date	Oct 4, 2005
Prior Transfer Doc	0168342197
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 15, 2021
Property Address	16242 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4756
Document Number	0252240153
Book / Page	25224 / 153
Map Reference	MB 213 PG 3
Instrument Date	Nov 4, 2021
Instrument	2021111501197
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2229 COURNIER ST, 2229, SAINT CHARLES, MO 63301-5010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16242 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4756

Mortgage

Document Number	2021111501198
Date	Nov 15, 2021
Instrument	2021111501198

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,890 (-) Land $31,290 Building $58,600	$473,100 (-) Land $164,700 Building $308,400
2025	$6,264.00 (+6.22%)	$89,890 (+8.68%) Land $31,290 Building $58,600	$473,100 (+8.68%) Land $164,700 Building $308,400
2024	$5,897.00 (+2.66%)
2023	$5,744.00 (+1.39%)	$82,710 (+8.5%) Land $23,470 Building $59,240	$435,300 (+8.5%) Land $123,500 Building $311,800
2022	$5,665.00	$76,230 Land $27,820 Building $48,410
2021			$401,200 Land $146,400 Building $254,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20