St. Louis County property record for 16251 Windfall Ridge Dr, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,300 sqft · built 1982 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Trust Name on File |
| Last Sale | $294,500 (Oct 2009) |
| Tax Bill | $7,198 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20T-63-0543 |
| Primary APN | 20T-63-0543 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 2,829 sqft |
| 1st Floor Area | 1,054 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 115 ft deep x 104 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 555 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 132 sqft |
| Deck Area | 120 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16251 WINDFALL RIDGE DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-4759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | BENT TREE PLAT 3 6 3 82 LOT 353 |
| Legal Subdivision | BENT TREE PLAT 3 |
| Legal Lot Number | 353 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 221631 |
16251 Windfall Ridge Dr is held in a trust since October 2009.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 16251 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4759 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 24, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 24, 2018 | Deed of Trust, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2009 · Amount on File |
| Deed Sale | Oct 16, 2009 · Amount on File |
| Deed Document Number | 2009700 |
| Deed Book / Page | 18624 / 2469 |
| Prior Transfer Date | Nov 18, 2003 |
| Prior Transfer Doc | 0000000018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16251 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0240240217 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 24024/217 |
| Instrument | 2020042900038 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 24, 2019 |
| Property Address | 16251 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4759 |
| Document Number | 0237090055 |
| Book / Page | 023709 / 000055 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 96 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16251 WINDFALL RIDGE DR CHESTERFIELD MO 630054759, CHESTERFIELD, MO 63005-4759 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16251 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4759 |
| Document Number | 0232163195 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16251 WINDFALL RIDGE DR CHESTERFIELD MO 630054759, CHESTERFIELD, MO 63005-4759 |
| Document Number | 0232163195 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 023216/003195 |
| Instrument | 551 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 16251 Windfall Ridge Dr was $7,198, up 16.6% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,360 (-) Land $30,340 Building $73,020 | $544,000 (-) Land $159,700 Building $384,300 | |
| 2025 | $7,198.00 (+16.6%) | $103,360 Land $30,340 Building $73,020 | $544,000 Land $159,700 Building $384,300 |
| 2024 | $6,173.00 (+2.66%) | ||
| 2023 | $6,013.00 (-1.76%) | $86,600 (+5.15%) Land $22,760 Building $63,840 | $455,800 Land $119,800 Building $336,000 |
| 2022 | $6,121.00 | $82,360 Land $26,560 Building $55,800 | |
| 2021 | $433,500 Land $139,800 Building $293,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16251 Windfall Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16251 Windfall Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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