St. Louis County property record for 16231 Windfall Ridge Dr, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,070 sqft · built 1982 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $347,500 (Apr 2014) |
| Tax Bill | $5,322 (2024) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20T-63-0273 |
| Primary APN | 20T-63-0273 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,070 sqft Living Area |
| Gross Area | 3,254 sqft |
| 1st Floor Area | 620 sqft |
| Basement Area | 700 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 90 ft deep x 90 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 364 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16231 WINDFALL RIDGE DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-4758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R2 |
| Legal Description | BENT TREE PLAT 2 20T630053 10 15 81 LOT 364 |
| Legal Subdivision | BENT TREE PLAT 2 |
| Legal Lot Number | 364 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 221631 |
Source: St. Louis County records · APN 20T-63-0273
Assessment roll updated September 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16231 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION |
| Sep 01, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 27, 2021 | Beneficiary Deed, Transfer |
| Oct 16, 2019 | Deed of Trust, Mortgage ASSOCIATED BK |
| Feb 09, 2018 | Deed of Trust, Mortgage ASSOCIATED BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2014 · Amount on Record |
| Deed Sale | Apr 01, 2014 · Amount on Record |
| Deed Document Number | 2014578 |
| Deed Book / Page | 20944 / 3263 |
| Last Transfer Date | Jul 22, 2021 |
| Transfer Doc | 0250121845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 30, 2026 |
| Property Address | 16231 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Number | 0000000162 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026162 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 16231 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Number | 0000000162, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026162 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate | 5.85% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16231 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16231 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Number | 2022090100740 |
|---|---|
| Date | Sep 01, 2022 |
| Instrument | 2022090100740 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16231 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 16231 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Number | 0252262431 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 25226/2431 |
| Instrument | 2021111601228 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 27, 2021 |
| Property Address | 16231 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Number | 0250121845 |
| Book / Page | 25012 / 1845 |
| Map Reference | MB 210 PG 6 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021072700100 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16231 WINDFALL RIDGE DR, 16231, CHESTERFIELD, MO 63005-4758 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 727 LORILLARD CT APT 428, 428, MADISON, WI 53703-4118 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16231 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Number | 0237580682 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 16231 WINDFALL RIDGE DR CHESTERFIELD MO 630054758, CHESTERFIELD, MO 63005-4758 |
| Document Number | 0237580682 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 023758/000682 |
| Instrument | 135 |
| Name | ASSOCIATED BK |
|---|---|
| Type | Bank |
| Address | GREEN BAY, WI 54301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16231 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Number | 0229160590 |
| Instrument Date | Feb 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2018 |
| Title Company | US TITLE-O'FALLON |
| Name | Verified Name |
|---|---|
| Address | 16231 WINDFALL RIDGE DR CHESTERFIELD MO 630054758, CHESTERFIELD, MO 63005-4758 |
| Document Number | 0229160590 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 022916/000590 |
| Instrument | 94 |
| Name | ASSOCIATED BK NA |
|---|---|
| Address | GREEN BAY, WI 54301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,090 (+15.4%) Land $30,440 Building $55,650 | $453,100 (+15.41%) Land $160,200 Building $292,900 | |
| 2024 | $5,322.00 (+2.66%) | ||
| 2023 | $5,184.00 (+11.17%) | $74,600 (+18.9%) Land $22,840 Building $51,760 | $392,600 (+18.9%) Land $120,200 Building $272,400 |
| 2022 | $4,663.00 | $62,740 Land $26,660 Building $36,080 | |
| 2021 | $330,200 Land $140,300 Building $189,900 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 336 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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