St. Louis County property record for 16247 Windfall Ridge Dr, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,544 sqft · built 1983 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Nov 2017) |
| Tax Bill | $6,269 (2024) |
| Deeds & Mortgages | Nov 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20T-63-0552 |
| Primary APN | 20T-63-0552 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,544 sqft Living Area |
| Gross Area | 3,202 sqft |
| 1st Floor Area | 1,178 sqft |
| Basement Area | 152 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 85 ft deep x 158 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Patio Area | 352 sqft |
| Balcony Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16247 WINDFALL RIDGE DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-4759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | BENT TREE PLAT 3 6 3 82 LOT 354 |
| Legal Subdivision | BENT TREE PLAT 3 |
| Legal Lot Number | 354 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 221631 |
Source: St. Louis County records · APN 20T-63-0552
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16247 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 03, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Nov 22, 2017 | Warranty Deed, Transfer STIFEL BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on Record |
| Deed Sale | Nov 22, 2017 · Amount on Record |
| Prior Sale | Sep 19, 2006 · Amount on Record |
| Deed Document Number | 2017166 |
| Deed Book / Page | 22790 / 431 |
| Prior Transfer Date | Feb 23, 2013 |
| Prior Transfer Doc | 0204110640 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16247 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4759 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 16247 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4759 |
| Document Number | 2023110300046 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 2023110300046 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 26, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16247 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4759 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0246321791 |
|---|---|
| Date | Feb 04, 2021 |
| Book Page | 24632/1791 |
| Instrument | 2021020400211 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 22, 2017 |
| Property Address | 16247 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4759 |
| Document Number | 0227900431 |
| Book / Page | 022790 / 000431 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 166 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2018 |
| Title Company | US TITLE-O'FALLON |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16247 WINDFALL RIDGE DR CHESTERFIELD MO 630054759, CHESTERFIELD, MO 63005-4759 |
| Document Number | 227900434 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 022790/000434 |
| Instrument | 167 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2047 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $91,750 (+4.32%) Land $30,700 Building $61,050 | $482,900 (+4.32%) Land $161,600 Building $321,300 | |
| 2024 | $6,269.00 (+2.65%) | ||
| 2023 | $6,107.00 (+9.6%) | $87,950 (+17.3%) Land $23,030 Building $64,920 | $462,900 (+17.31%) Land $121,200 Building $341,700 |
| 2022 | $5,572.00 | $74,980 Land $26,890 Building $48,090 | |
| 2021 | $394,600 Land $141,500 Building $253,100 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 336 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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