St. Louis County property record for 16229 Windfall Ridge Dr, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,040 sqft · built 1982 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Jul 2023) |
| Tax Bill | $6,378 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20T-63-0284 |
| Primary APN | 20T-63-0284 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 1,984 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 125 ft deep x 84 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 3 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 424 sqft |
| Patio Area | 424 sqft |
| Balcony Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16229 WINDFALL RIDGE DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-4758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R2 |
| Legal Description | BENT TREE PLAT 2 10 15 81 LOT 365 |
| Legal Subdivision | BENT TREE PLAT 2 |
| Legal Lot Number | 365 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 221631 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16229 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2025 | Beneficiary Deed, Transfer |
| Jul 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jul 6, 2017 | Warranty Deed, Transfer BUSEY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on Record |
| Deed Sale | Jul 12, 2023 · Amount on Record |
| Prior Sale | Jun 7, 2021 · Amount on Record |
| Deed Document Number | 2023712499 |
| Last Transfer Date | Oct 2, 2025 |
| Transfer Doc | 0000000501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 8, 2025 |
| Property Address | 16229 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Number | 2025100800501 |
| Map Reference | MB 210 PG 6 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 2025100800501 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16229 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 16229 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 12, 2023 |
| Property Address | 16229 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Number | 2023071200499 |
| Map Reference | MB 210 PG 6 |
| Instrument Date | Jul 6, 2023 |
| Instrument | 2023071200499 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1734 HIGHLAND OAKS BLVD, LUTZ, FL 33559-7354 |
| Name | Verified Name |
|---|---|
| Address | 16229 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Investor | Possibly a Property Investor |
| Document Number | 2023071200500 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2023071200500 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 7, 2021 |
| Property Address | 16229 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Number | 0249080453 |
| Book / Page | 24908 / 453 |
| Map Reference | MB 210 PG 6 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021060700069 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 HAZEL TRAIL CT, 6, FENTON, MO 63026-4233 |
| Name | Verified Name |
|---|---|
| Address | 16229 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Number | 2021060700070 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021060700070 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 6, 2017 |
| Property Address | 16229 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Number | 0225963380 |
| Book / Page | 022596 / 003380 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 705 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | SELECT TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16229 WINDFALL RIDGE DR CHESTERFIELD MO 630054758, CHESTERFIELD, MO 63005-4758 |
| Document Number | 225963383 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | 022596/003383 |
| Instrument | 706 |
| Name | BUSEY BK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 5, 2047 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,530 (-) Land $30,840 Building $60,690 | $481,700 (-) Land $162,300 Building $319,400 | |
| 2025 | $6,378.00 (+13.59%) | $91,530 (+16.26%) Land $30,840 Building $60,690 | $481,700 (+16.24%) Land $162,300 Building $319,400 |
| 2024 | $5,615.00 (+2.67%) | $78,730 (-) Land $23,140 Building $55,590 | |
| 2023 | $5,469.00 (+12.67%) | $78,730 (+20.53%) Land $23,140 Building $55,590 | $414,400 (+20.54%) Land $121,800 Building $292,600 |
| 2022 | $4,854.00 | $65,320 Land $27,000 Building $38,320 | |
| 2021 | $343,800 Land $142,100 Building $201,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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