16220 Windfall Ridge Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 16220 Windfall Ridge Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,529 sqft · built 1983
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,734 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20T-63-0394`

Property Details

APN / Parcel Number

Primary APN	`20T-63-0394`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,529 sqft Living Area
Gross Area	3,035 sqft
1st Floor Area	1,178 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	60 ft deep x 85 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	156 sqft
Patio Area	154 sqft
Balcony Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16220 WINDFALL RIDGE DR
City	CHESTERFIELD
State	MO
Zip	63005-4755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BENT TREE PLAT 2 10 15 81 LOT 379
Legal Subdivision	BENT TREE PLAT 2
Legal Lot Number	379
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	4
Census Block	4002
Census Tract	221631

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16220 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018
Deed Sale	Dec 27, 2018
Prior Sale	Jun 17, 1998 · Amount on Record
Deed Document Number	2018281
Deed Book / Page	23334 / 1379
Last Transfer Date	Nov 14, 2019
Transfer Doc	02379600902
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16220 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4755
Document Number	0233241158
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16220 WINDFALL RIDGE DR CHESTERFIELD MO 630054755, CHESTERFIELD, MO 63005-4755

Mortgage

Document Number	0233241158
Date	Dec 18, 2018
Book Page	023324/001158
Instrument	117

Lender

Name	UMB BK
Type	Bank
Address	CLAYTON, MO 63105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,250 (-) Land $30,650 Building $51,600	$432,900 (-) Land $161,300 Building $271,600
2025	$5,734.00 (-1.98%)	$82,250 (+0.26%) Land $30,650 Building $51,600	$432,900 (+0.25%) Land $161,300 Building $271,600
2024	$5,850.00 (+2.67%)
2023	$5,698.00 (+15.32%)	$82,040 (+23.41%) Land $22,990 Building $59,050	$431,800 (+23.41%) Land $121,000 Building $310,800
2022	$4,941.00	$66,480 Land $26,830 Building $39,650
2021			$349,900 Land $141,200 Building $208,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: i3 Broadband.

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