St. Louis County property record for 16221 Windfall Ridge Dr, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,108 sqft · built 1982 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (May 2016) |
| Tax Bill | $6,066 (2025) |
| Deeds & Mortgages | Dec 2023 Sale Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20T-63-0305 |
| Primary APN | 20T-63-0305 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,108 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 1,876 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 112 ft deep x 100 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 346 sqft |
| Deck Area | 196 sqft |
| Patio Area | 196 sqft |
| Balcony Area | 34 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16221 WINDFALL RIDGE DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-4758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R2 |
| Legal Description | BENT TREE PLAT 2 10 15 81 LOT 367 |
| Legal Subdivision | BENT TREE PLAT 2 |
| Legal Lot Number | 367 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 221631 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16221 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 5, 2023 | Beneficiary Deed, Transfer |
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2016 · Amount on Record |
| Deed Sale | May 2, 2016 · Amount on Record |
| Prior Sale | Sep 25, 1998 · Amount on Record |
| Deed Document Number | 2016599 |
| Deed Book / Page | 21996 / 3815 |
| Last Transfer Date | Nov 20, 2023 |
| Transfer Doc | 0000000251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 5, 2023 |
| Property Address | 16221 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Number | 2023120500251 |
| Map Reference | MB 210 PG 6 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023120500251 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 16221 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16221 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0240042484 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 24004/2484 |
| Instrument | 2020041500295 |
| Name | ACCESS CAPITAL FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16221 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4758 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 16221 WINDFALL RIDGE DR, WILDWOOD, MO 63005-4758 |
| Document Number | 0246702511 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 24670/2511 |
| Instrument | 2021022400105 |
| Name | ACCESS CAPITAL FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,040 (-) Land $30,400 Building $56,640 | $458,100 (-) Land $160,000 Building $298,100 | |
| 2025 | $6,066.00 (+11.75%) | $87,040 (+14.38%) Land $30,400 Building $56,640 | $458,100 (+14.38%) Land $160,000 Building $298,100 |
| 2024 | $5,428.00 (+2.67%) | ||
| 2023 | $5,287.00 (+8.74%) | $76,100 (+16.33%) Land $22,800 Building $53,300 | $400,500 (+16.32%) Land $120,000 Building $280,500 |
| 2022 | $4,862.00 | $65,420 Land $26,600 Building $38,820 | |
| 2021 | $344,300 Land $140,000 Building $204,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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