St. Louis County property record for 16209 Windfall Ridge Dr, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,460 sqft · built 1982 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $363,000 (Sep 2018) |
| Tax Bill | $6,249 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20T-63-0350 |
| Primary APN | 20T-63-0350 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| Gross Area | 3,088 sqft |
| 1st Floor Area | 1,140 sqft |
| Basement Area | 144 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 139 ft deep x 129 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 125 sqft |
| Patio Area | 168 sqft |
| Balcony Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16209 WINDFALL RIDGE DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-4757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R2 |
| Legal Description | BENT TREE PLAT 2 20T630053 10 15 81 LOT 372 |
| Legal Subdivision | BENT TREE PLAT 2 |
| Legal Lot Number | 372 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 221631 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16209 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC |
| Jul 10, 2019 | Deed of Trust, Mortgage US WIDE FIN'L |
| Sep 12, 2018 | Warranty Deed, Transfer DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2018 · Amount on Record |
| Deed Sale | Sep 12, 2018 · Amount on Record |
| Prior Sale | Aug 31, 2012 · Amount on Record |
| Deed Document Number | 2018114 |
| Deed Book / Page | 23192 / 334 |
| Last Transfer Date | Aug 19, 2020 |
| Transfer Doc | 0243183106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16209 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4757 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2021 |
| Title Company | RESOLUTIONS TITLE INC, RESOLUTIONS TTL INC RESWARE |
| Name | Verified Name |
|---|---|
| Address | 16209 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4757 |
| Document Number | 0246962369 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 24696/2369 |
| Instrument | 2021030500335 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16209 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0240002467 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 24000/2467 |
| Instrument | 2020041300264 |
| Name | US WIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16209 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4757 |
| Document Number | 0236980348 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | SPRUCE LAND SERVICES LLC, SPRUCE LAND SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 16209 WINDFALL RIDGE DR CHESTERFIELD MO 630054757, CHESTERFIELD, MO 63005-4757 |
| Document Number | 0236980348 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 023698/000348 |
| Instrument | 80 |
| Name | US WIDE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 12, 2018 |
| Property Address | 16209 WINDFALL RIDGE DR, CHESTERFIELD, MO 63005-4757 |
| Document Number | 0231920334 |
| Book / Page | 023192 / 000334 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 114 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | PARAGON TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 16209 WINDFALL RIDGE DR CHESTERFIELD MO 630054757, CHESTERFIELD, MO 63005-4757 |
| Document Number | 231920338 |
|---|---|
| Date | Sep 12, 2018 |
| Book Page | 023192/000338 |
| Instrument | 115 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 11, 2048 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,680 (-) Land $32,280 Building $57,400 | $472,000 (-) Land $169,900 Building $302,100 | |
| 2025 | $6,249.00 (+6.47%) | $89,680 (+8.95%) Land $32,280 Building $57,400 | $472,000 (+8.96%) Land $169,900 Building $302,100 |
| 2024 | $5,869.00 (+2.66%) | ||
| 2023 | $5,717.00 (+7.91%) | $82,310 (+15.46%) Land $24,210 Building $58,100 | $433,200 (+15.46%) Land $127,400 Building $305,800 |
| 2022 | $5,298.00 | $71,290 Land $28,250 Building $43,040 | |
| 2021 | $375,200 Land $148,700 Building $226,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures