1620 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1620 E 13th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 880 sqft · built 2017
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$148,500 (Oct 2017)
Tax Bill$1,124 (2025)
Deeds & MortgagesApr 2025 Transfer
Oct 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN146O F 028.01

Property Details

APN / Parcel Number

Primary APN146O F 028.01
Alternative APN
  • 0000384650

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area880 sqft Living Area

Exterior

Year BuiltBuilt 2017
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000384650
Street Address1620 E 13TH ST
CityCHATTANOOGA
StateTN
Zip37404-4306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 BLK 8 MRS I W HENDERSONS ADDN PB 108 PG 125 OUT OF 146O F 028 FOR 2017
Legal SubdivisionHENDERSONS I W
Legal Block8
Legal Lot Number5
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1054
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1506 E 14TH ST, CHATTANOOGA, TN 37404-4223
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 18, 2017Warranty Deed, Subdivision Related Transfer · Line of Credit
LOAN SIMPLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2017 · Amount on Record
Deed SaleOct 18, 2017 · Amount on Record
Prior SaleOct 18, 2017 · Amount on Record
Deed Document Number0000000113
Deed Book / Page011182 / 000201
Last Transfer DateApr 30, 2025
Transfer Doc0000000059
Record UpdatedJun 8, 2026

April 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateApr 30, 2025
Property Address1620 E 13TH ST, CHATTANOOGA, TN 37404-4306
Document Number0000000059
Book / Page13907 / 247
Map ReferenceMB 108 PG 125
Instrument DateApr 23, 2025
Instrument2025043000059
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1506 E 14TH ST, CHATTANOOGA, TN 37404-4223

October 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 18, 2017
Property Address1620 E 13TH ST, CHATTANOOGA, TN 37404-4306
Document Number0000000113
Book / Page011182 / 000201
Instrument DateOct 13, 2017
Instrument113
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$549.45
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1620 E 13TH ST CHATTANOOGA TN 37404, CHATTANOOGA, TN 37404

Mortgage

Document Number114
DateOct 18, 2017
Book Page011182/000203
Instrument114
Lender
NameLOAN SIMPLE INC
TypeFunding / Finance Company
AddressENGLEWOOD, CO 80112
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 17, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,124.00 (+15.4%)$74,175 (+70.32%)$296,700 (+70.32%) Land $70,000 Building $226,700
2024$974.00$43,550 (-)$174,200 (-) Land $40,000 Building $134,200
2023$974.00$43,550 (-)$174,200 (-) Land $40,000 Building $134,200
2022$974.00$43,550$174,200 Land $40,000 Building $134,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1990–1997)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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