1606 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1606 E 13th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,698 sqft · built 2018
Lot Size0.136 acres (5,962 sqft)
Owner2 Individual Names on Record
Last Sale$317,000 (Sep 2020)
Tax Bill$1,738 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
May 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN146O F 027

Property Details

APN / Parcel Number

Primary APN146O F 027
Alternative APN
  • 0000077168

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,698 sqft Living Area

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,962 sqft (0.136 acres)
Lot Dimensions132 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000077168
Street Address1606 E 13TH ST
CityCHATTANOOGA
StateTN
Zip37404-4306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 50 BLK 8 FORT & PORTER ADDN PB T7 PG 519 REV 109-128
Legal SubdivisionFORT & PORTER ADDN
Legal Block8
Legal Lot Number50 52
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1054
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1606 E 13TH ST, CHATTANOOGA, TN 37404-4306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2020Warranty Deed, Transfer · Conventional Mortgage
HIGHLANDS RESID'L MTG
May 15, 2018Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
Sep 13, 2017Trustee's Deed, Construction Loan · Line of Credit
FIRST VOLUNTEER BK
Feb 10, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2020 · Amount on Record
Deed SaleSep 16, 2020 · Amount on Record
Prior SaleMay 15, 2018 · Amount on Record
Deed Document Number2020091600263
Deed Book / Page12154 / 515
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 16, 2020
Property Address1606 E 13TH ST, CHATTANOOGA, TN 37404-4306
Document Number0916000263
Book / Page012154 / 000515
Instrument DateSep 10, 2020
Instrument200916000263
Transaction TypeTransfer
Record UpdatedOct 16, 2020
Title CompanyCHATTANOOGA TITLE-DOWNTOWN LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,173.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1606 E 13TH ST CHATTANOOGA TN 374044306, CHATTANOOGA, TN 37404-4306

Mortgage

Document Number916000264
DateSep 16, 2020
Book Page012154/000518
Instrument200916000264
Lender
NameHIGHLANDS RESID'L MTG
TypeMortgage Company
AddressDALLAS, TX 75243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 15, 2018
Property Address1606 E 13TH ST, CHATTANOOGA, TN 37404-4306
Document Number0000000164
Book / Page011346 / 000724
Instrument DateMay 11, 2018
Instrument164
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$962.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1606 E 13TH ST CHATTANOOGA TN 37404, CHATTANOOGA, TN 37404

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateSep 13, 2017
Property Address1606 E 13TH ST, CHATTANOOGA, TN 37404-4306
Book / Page011152 / 000978
Instrument DateSep 8, 2017
Instrument58
Transaction TypeConstruction Loan
Record UpdatedOct 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2520 E 14TH ST CHATTANOOGA TN 374044625, CHATTANOOGA, TN 37404-4625

Mortgage

Document Number0000000058
DateSep 13, 2017
Book Page011152/000978
Instrument58
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 12, 2018
Interest
Rate TypeAdjustable Rate

February 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionHAMILTON TN
Recording DateFeb 10, 2017
Property Address1606 E 13TH ST, CHATTANOOGA, TN 37404-4306
Document Number0000000152
Book / Page010974 / 000043
Instrument DateJan 5, 2017
Instrument152
Transaction TypeTransfer
Record UpdatedJul 5, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1606 E 13TH ST CHATTANOOGA TN 37404, CHATTANOOGA, TN 37404

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,738.00 (-2.08%)$114,725 (+44.58%)$458,900 (+44.58%) Land $70,000 Building $388,900
2024$1,775.00$79,350 (-)$317,400 (-) Land $40,000 Building $277,400
2023$1,775.00$79,350 (-)$317,400 (-) Land $40,000 Building $277,400
2022$1,775.00$79,350$317,400 Land $40,000 Building $277,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1990–1997)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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