Hamilton County property record for 1628 E 13th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,334 sqft · built 1920 |
| Lot Size | 0.131 acres (5,741 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $177,500 (Jun 2016) |
| Tax Bill | $1,312 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O F 030 |
| Primary APN | 146O F 030 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,741 sqft (0.131 acres) |
| Lot Dimensions | 132 ft deep x 43.3 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000077171 |
|---|---|
| Street Address | 1628 E 13TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT LOTS 6 & 7 BLK 8 MRS I W HENDERSONS ADDN PB2 PG46 |
| Legal Subdivision | HENDERSONS I W |
| Legal Block | 8 |
| Legal Lot Number | 6,7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1628 E 13TH ST, CHATTANOOGA, TN 37404-4306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EASTMAN CU |
| Oct 29, 2019 | Quit Claim Deed, Mortgage · Conventional with PMI EASTMAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2016 · Amount on Record |
| Deed Sale | Jun 30, 2016 · Amount on Record |
| Prior Sale | Sep 3, 2013 · Amount on Record |
| Deed Document Number | 2016254 |
| Deed Book / Page | 10785 / 32 |
| Last Transfer Date | Oct 22, 2019 |
| Transfer Doc | 1029000239 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1628 E 13TH ST, CHATTANOOGA, TN 37404-4306 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST COMPA |
| Name | Verified Name |
|---|
| Document Number | 0000000115 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 13023/768 |
| Instrument | 2022071300115 |
| Name | EASTMAN CU |
|---|---|
| Type | Credit Union |
| Address | ERWIN, TN 37650 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 29, 2019 |
| Property Address | 1628 E 13TH ST, CHATTANOOGA, TN 37404-4306 |
| Document Number | 1029000239 |
| Book / Page | 011803 / 000156 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 191029000239 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1628 E 13TH ST CHATTANOOGA TN 374044306, CHATTANOOGA, TN 37404-4306 |
| Document Number | 1029000240 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 011803/000159 |
| Instrument | 191029000240 |
| Name | EASTMAN CU |
|---|---|
| Type | Credit Union |
| Address | KINGSPORT, TN 37660 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 28, 2039 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,312.00 (+8.7%) | $86,625 (+60.57%) | $346,500 (+60.57%) Land $70,000 Building $276,500 |
| 2024 | $1,207.00 | $53,950 (-) | $215,800 (-) Land $40,000 Building $175,800 |
| 2023 | $1,207.00 | $53,950 (-) | $215,800 (-) Land $40,000 Building $175,800 |
| 2022 | $1,207.00 | $53,950 | $215,800 Land $40,000 Building $175,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1990–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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