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1608 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1608 E 13th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,332 sqft · built 2017
Lot Size0.207 acres (9,036 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Jan 2018)
Tax Bill$1,397 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN146O F 028

Property Details

APN / Parcel Number

Primary APN146O F 028
Alternative APN
  • 0000077169

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,332 sqft Living Area

Exterior

Year BuiltBuilt 2017
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,036 sqft (0.207 acres)
Lot Dimensions132 ft deep x 68.2 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000077169
Street Address1608 E 13TH ST
CityCHATTANOOGA
StateTN
Zip37404-4306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 5A BLK 8 MRS I W HENDERSONS ADDN PB 2 PG 46 REV 108-125
Legal SubdivisionHENDERSONS I W
Legal Block8
Legal Lot Number5
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1054
Census Tract1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1608 E 13TH ST, CHATTANOOGA, TN 37404-4306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Jan 11, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
TJC MORTGAGE INC
Aug 31, 2017Trustee's Deed, Construction Loan · Construction Mortgage
FIRST VOLUNTEER BK
Jun 15, 2017Quit Claim Deed, Transfer
TITLE GUARANTY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2018 · Amount on Record
Deed SaleJan 11, 2018 · Amount on Record
Prior SaleMay 3, 2013 · Amount on Record
Deed Document Number2018011100051
Deed Book / Page11247 / 038
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1608 E 13TH ST, CHATTANOOGA, TN 37404-4306
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000124
DateFeb 11, 2021
Book Page12352/200
Instrument2021021100124
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

January 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 11, 2018
Property Address1608 E 13TH ST, CHATTANOOGA, TN 37404-4306
Document Number0000000051
Book / Page11247 / 038
Map ReferenceMB108 PG125
Instrument DateJan 8, 2018
Instrument2018011100051
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEt Al (and Others)
Address1608 E 13TH ST, CHATTANOOGA, TN 37404-4306

Mortgage

Document Number0000000052
DateJan 11, 2018
Instrument2018011100052
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

August 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateAug 31, 2017
Property Address1608 E 13TH ST, CHATTANOOGA, TN 37404-4306
Book / Page011142 / 000915
Instrument DateAug 28, 2017
Instrument137
Transaction TypeConstruction Loan
Record UpdatedFeb 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2520 E 14TH ST CHATTANOOGA TN 374044625, CHATTANOOGA, TN 37404-4625

Mortgage

Document Number0000000137
DateAug 31, 2017
Book Page011142/000915
Instrument137
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCHATTANOOGA, TN 37402
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 30, 2018
Interest
Rate TypeAdjustable Rate

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJun 15, 2017
Property Address1608 E 13TH ST, CHATTANOOGA, TN 37404-4306
Document Number0000000084
Book / Page011076 / 000060
Instrument DateMay 29, 2017
Instrument84
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyTITLE GUARANTY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2520 E 14TH ST CHATTANOOGA TN 374044625, CHATTANOOGA, TN 37404-4625

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,397.00 (+16.61%)$92,225 (+72.22%)$368,900 (+72.22%) Land $59,500 Building $309,400
2024$1,198.00$53,550 (-)$214,200 (-) Land $34,000 Building $180,200
2023$1,198.00$53,550 (-)$214,200 (-) Land $34,000 Building $180,200
2022$1,198.00$53,550$214,200 Land $34,000 Building $180,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1990–1997)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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