Hamilton County property record for 1632 E 13th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,902 sqft · built 1930 |
| Lot Size | 0.212 acres (9,275 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Mar 2025) |
| Tax Bill | $1,487 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O F 031 |
| Primary APN | 146O F 031 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,275 sqft (0.212 acres) |
| Lot Dimensions | 132 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000077172 |
|---|---|
| Street Address | 1632 E 13TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 8 PT 7 BLK 8 MRS I W HENDERSONS ADDN PB 2 PG 46 |
| Legal Subdivision | HENDERSONS I W |
| Legal Block | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1632 E 13TH ST, CHATTANOOGA, TN 37404-4306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 19, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Apr 11, 2017 | Warranty Deed, Transfer JONES RAULSTON TITLE INSURANCE AGENCY, JONES RAULSTON TITLE INS AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2025 · Amount on Record |
| Deed Sale | Mar 21, 2025 · Amount on Record |
| Prior Sale | Apr 11, 2017 · Amount on Record |
| Deed Document Number | 2025139 |
| Deed Book / Page | 13868 / 778 |
| Prior Transfer Date | Jan 24, 2003 |
| Prior Transfer Doc | 6524554 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 21, 2025 |
| Property Address | 1632 E 13TH ST, CHATTANOOGA, TN 37404-4306 |
| Document Number | 0000000139 |
| Book / Page | 13868 / 778 |
| Map Reference | MB 3 PG 18 |
| Instrument Date | Mar 18, 2025 |
| Instrument | 2025032100139 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,665.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1632 E 13TH ST, CHATTANOOGA, TN 37404-4306 |
| Document Number | 0013868781 |
|---|---|
| Date | Mar 21, 2025 |
| Instrument | 13868/781 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2035 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1632 E 13TH ST, CHATTANOOGA, TN 37404-4306 |
| Document Number | 0802000005 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1632 E 13TH ST CHATTANOOGA TN 374044306, CHATTANOOGA, TN 37404-4306 |
| Document Number | 0802000005 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 011416/000771 |
| Instrument | 180802000005 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 11, 2017 |
| Property Address | 1632 E 13TH ST, CHATTANOOGA, TN 37404-4306 |
| Document Number | 0000000058 |
| Book / Page | 011021 / 000283 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 58 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY, JONES RAULSTON TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $801.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1632 E 13TH ST CHATTANOOGA TN 374044306, CHATTANOOGA, TN 37404-4306 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,487.00 (+8.38%) | $98,150 (+59.98%) | $392,600 (+59.98%) Land $77,000 Building $315,600 |
| 2024 | $1,372.00 | $61,350 (-) | $245,400 (-) Land $44,000 Building $201,400 |
| 2023 | $1,372.00 | $61,350 (-) | $245,400 (-) Land $44,000 Building $201,400 |
| 2022 | $1,372.00 | $61,350 | $245,400 Land $44,000 Building $201,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1990–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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