San Diego County property record for 1612 Reflection St, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,575 sqft · built 2004 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Oct 2004) |
| Tax Bill | $12,962 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 679-200-04-00 |
| Primary APN | 679-200-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,575 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 4,500 sqft (0.103 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1612 REFLECTION ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-1064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 4 TR 014653 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 014653 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20043 |
Source: San Diego County records · APN 679-200-04-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1612 REFLECTION ST, SAN MARCOS, CA 92078-1064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 03, 2025 | Deed of Trust, Mortgage · Line of Credit F & A FCU |
| Mar 14, 2017 | Deed of Trust, Mortgage · Line of Credit F & A FCU |
| Dec 03, 2018 | Deed of Trust, Mortgage F & A FCU |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2004 · Amount on Record |
| Deed Sale | Oct 26, 2004 · Amount on Record |
| Deed Document Number | 20041009783 |
| Last Transfer Date | Jul 08, 2015 |
| Transfer Doc | 0000369775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1612 REFLECTION ST, SAN MARCOS, CA 92078-1064 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 1612 REFLECTION ST, SAN MARCOS, CA 92078-1064 |
| Document Number | 0000275517 |
|---|---|
| Date | Oct 03, 2025 |
| Instrument | 2025-0275517 |
| Name | F & A FCU |
|---|---|
| Type | Credit Union |
| Address | MONTEREY PARK, CA 91754 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1612 REFLECTION ST, SAN MARCOS, CA 92078-1064 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000115308 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 2017-0115308 |
| Name | F & A FCU |
|---|---|
| Type | Credit Union |
| Address | MONTEREY PARK, CA 91754 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1612 REFLECTION ST, SAN MARCOS, CA 92078-1064 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000496743 |
|---|---|
| Date | Dec 03, 2018 |
| Instrument | 2018-0496743 |
| Name | F & A FCU |
|---|---|
| Type | Credit Union |
| Address | MONTEREY PARK, CA 91754 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 04, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1612 REFLECTION ST, SAN MARCOS, CA 92078-1064 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|
| Document Number | 0000314815 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020-0314815 |
| Name | UNITED AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $937,828 (+2%) Land $504,726 Building $433,102 | |
| 2025 | $12,962.00 (+5.7%) Homeowner's exemption | $919,440 (+4.04%) Land $494,830 Building $424,610 |
| 2023 | $12,263.00 (+1.69%) Homeowner's exemption | $883,739 Land $475,616 Building $408,123 |
| 2022 | $12,059.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 715 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VALLECITOS WD serves 114,700 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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