1608 Reflection St, San Marcos, CA 92078 Property Records

San Diego County property record for 1608 Reflection St, San Marcos, CA 92078 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,655 sqft · built 2004
Lot Size	0.108 acres (4,700 sqft)
Owner	Company Name on File
Last Sale	$797,000 (Sep 2019)
Tax Bill	$12,737 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`679-200-03-00`

Property Details

APN / Parcel Number

Primary APN	`679-200-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,655 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	4,700 sqft (0.108 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1608 REFLECTION ST
City	SAN MARCOS
State	CA
Zip	92078-1064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 TR 014653
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014653
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	20043

Owner

Source: San Diego County records · APN 679-200-03-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1608 REFLECTION ST, SAN MARCOS, CA 92078-1064
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 06, 2023	Deed of Trust, Mortgage · Line of Credit FRONTWAVE CU
Feb 08, 2022	Intrafamily Transfer, Transfer
Sep 25, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 25, 2019	Grant Deed, Transfer CALIFORNIA TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2019 · Amount on Record
Deed Sale	Sep 25, 2019 · Amount on Record
Prior Sale	Apr 25, 2014 · Amount on Record
Deed Document Number	2019423703
Last Transfer Date	Feb 01, 2022
Transfer Doc	0000058338
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1608 REFLECTION ST, SAN MARCOS, CA 92078-1064
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 REFLECTION STREET, SAN MARCOS, CA 92078

Mortgage

Document Number	0000004681
Date	Jan 06, 2023
Instrument	2023-0004681

Lender

Name	FRONTWAVE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 08, 2022
Property Address	1608 REFLECTION ST, SAN MARCOS, CA 92078-1064
Document Number	0000058338
Map Reference	MAP 14653
Instrument Date	Feb 01, 2022
Instrument	2022-0058338
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1608 REFLECTION ST, SAN MARCOS, CA 92078-1064

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2019
Property Address	1608 REFLECTION ST, SAN MARCOS, CA 92078-1064
Document Number	0000423704
Map Reference	MAP 14653
Instrument Date	Sep 24, 2019
Instrument	2019-0423704
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 REFLECTION ST, SAN MARCOS, CA 92078-1064

Mortgage

Document Number	0000423705
Date	Sep 25, 2019
Instrument	2019-0423705

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2019
Property Address	1608 REFLECTION ST, SAN MARCOS, CA 92078-1064
Document Number	0000427091
Instrument Date	Sep 23, 2019
Instrument	427091
Transaction Type	Transfer
Record Updated	Oct 04, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1608 REFLECTION ST SAN MARCOS CA 920781064, SAN MARCOS, CA 92078-1064

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 25, 2019
Property Address	1608 REFLECTION ST, SAN MARCOS, CA 92078-1064
Document Number	0000423703
Map Reference	MAP 14653
Instrument Date	Sep 04, 2019
Instrument	2019-0423703
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 REFLECTION ST, SAN MARCOS, CA 92078-1064

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$889,062 (+2%) Land $480,358 Building $408,704
2025	$12,737.00 (+5.34%) Homeowner's exemption	$871,631 (+4.04%) Land $470,940 Building $400,691
2023	$12,091.00 (+1.65%) Homeowner's exemption	$837,786 Land $452,653 Building $385,133
2022	$11,895.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 22% of California
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 715 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Spectrum	Cable	1,000 / 50
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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