San Diego County property record for 1604 Reflection St, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,407 sqft · built 2004 |
| Lot Size | 0.141 acres (6,163 sqft) |
| Owner | Company Name on File |
| Last Sale | $535,000 (Mar 2013) |
| Tax Bill | $10,163 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 679-200-02-00 |
| Primary APN | 679-200-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,407 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 6,163 sqft (0.141 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1604 REFLECTION ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-1064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 2 TR 014653 |
| Legal Subdivision | SAN MARCOS 400 PH 4 |
| Legal Tract | 014653 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20043 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1604 REFLECTION ST, SAN MARCOS, CA 92078-1064 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 14, 2013 · Amount on Record |
| Deed Sale | Mar 14, 2013 · Amount on Record |
| Prior Sale | Nov 8, 2012 · Amount on Record |
| Deed Document Number | 2013163047 |
| Last Transfer Date | Jul 8, 2013 |
| Transfer Doc | 0000461668 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1604 REFLECTION ST, SAN MARCOS, CA 92078-1064 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1604 REFLECTION ST, SAN MARCOS, CA 92078-1064 |
| Document Number | 0000793568 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020-0793568 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $671,978 (+2%) Land $349,897 Building $322,081 | |
| 2025 | $10,163.00 (+5%) Homeowner's exemption | $658,803 (+4.04%) Land $343,037 Building $315,766 |
| 2023 | $9,679.00 (+1.66%) Homeowner's exemption | $633,222 Land $329,717 Building $303,505 |
| 2022 | $9,521.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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