1616 Reflection St, San Marcos, CA 92078 Property Records

San Diego County property record for 1616 Reflection St, San Marcos, CA 92078 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,565 sqft · built 2004
Lot Size	0.162 acres (7,061 sqft)
Owner	2 Company Names on File
Last Sale	$1,510,000 (Jun 2024)
Tax Bill	$20,092 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`679-200-06-00`

Property Details

APN / Parcel Number

Primary APN	`679-200-06-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,565 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	7,061 sqft (0.162 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1616 REFLECTION ST
City	SAN MARCOS
State	CA
Zip	92078-1064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 TR 014653
Legal Subdivision	400 PH 4
Legal Tract	014653
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1013
Census Tract	20043

Owner

Source: San Diego County records · APN 679-200-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1616 REFLECTION ST, SAN MARCOS, CA 92078-1064
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jun 29, 2020	Quit Claim Deed, Transfer HOMEPLUS CORP
Jan 04, 2019	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2024 · Amount on Record
Deed Sale	Jun 05, 2024 · Amount on Record
Prior Sale	Jan 04, 2019 · Amount on Record
Deed Document Number	2024141713
Prior Transfer Date	Sep 28, 2006
Prior Transfer Doc	0000693465
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1616 REFLECTION ST, SAN MARCOS, CA 92078-1064
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 REFLECTION ST, SAN MARCOS, CA 92078-1064

Mortgage

Document Number	0000316497
Date	Aug 04, 2022
Instrument	2022-0316497

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2020
Property Address	1616 REFLECTION ST, SAN MARCOS, CA 92078-1064
Document Number	0000339629
Instrument Date	Jun 24, 2020
Instrument	339629
Transaction Type	Transfer
Record Updated	Jul 09, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1616 REFLECTION ST SAN MARCOS CA 920781064, SAN MARCOS, CA 92078-1064

Mortgage

Document Number	339630
Date	Jun 29, 2020
Instrument	339630

Lender

Name	HOMEPLUS CORP
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 04, 2019
Property Address	1616 REFLECTION ST, SAN MARCOS, CA 92078-1064
Document Number	0000003843
Map Reference	MAP 14653
Instrument Date	Dec 11, 2018
Instrument	2019-0003843
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1616 REFLECTION ST, SAN MARCOS, CA 92078-1064

Mortgage

Document Number	0000003844
Date	Jan 04, 2019
Instrument	2019-0003844

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,571,004 (+2%) Land $1,040,400 Building $530,604
2025	$20,092.00 (+46.01%) Homeowner's exemption	$1,540,200 (+54.96%) Land $1,020,000 Building $520,200
2023	$13,761.00 (+1.65%)	$993,958 Land $449,487 Building $544,471
2022	$13,537.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 21% of California
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 715 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Spectrum	Cable	1,000 / 50
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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