16110 Cobblestone Square Dr, Granger, IN 46530 Property Records

St. Joseph County property record for 16110 Cobblestone Square Dr, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,035 sqft · built 2020
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$676,305 (Dec 2022)
Tax Bill	$7,145 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-04-21-276-032.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-21-276-032.000-003`
Alternative APN	`0022017035668`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,035 sqft Living Area
Gross Area	3,182 sqft
1st Floor Area	4,070 sqft
Basement Area	2,035 sqft
Finished Basement	1,526 sqft
Unfinished Basement	509 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	1,279 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16110 COBBLESTONE SQUARE DR
City	GRANGER
State	IN
Zip	46530-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 VILLAS AT COBBLESTONE SQ 19/20 NP #2516 11/8/18
Legal Subdivision	VILLAS AT COBBLESTONE SQ 19/20
Legal Lot Number	16
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	11306

Owner

Source: St. Joseph County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16110 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed, Transfer · Conventional Mortgage FIRST SOURCE BANK
Dec 21, 2022	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Oct 24, 2022	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Jul 28, 2020	Warranty Deed, Subdivision Related Transfer · Construction Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	Oct 24, 2022
Deed Document Number	202234186
Prior Transfer Date	Nov 11, 2022
Prior Transfer Doc	0000035821
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 2, 2022
Property Address	16110 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0002234186
Map Reference	IN 1829065
Instrument Date	Nov 17, 2022
Instrument	2234186
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16110 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350

Mortgage

Document Number	0002234187
Date	Dec 2, 2022
Instrument	2234187

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	11.5%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 21, 2022
Property Address	16110 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0002235821
Map Reference	IN 1829065
Instrument Date	Nov 11, 2022
Instrument	2235821
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16110 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Investor	Possibly a Property Investor

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 24, 2022
Property Address	16110 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0002230668
Map Reference	IN 1829065
Instrument Date	Oct 19, 2022
Instrument	2230668
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2234 BRYCE LN, DAVIS, CA 95616-6621
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 28, 2020
Property Address	16110 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0002021270
Map Reference	IN 1829065
Instrument Date	Jul 23, 2020
Instrument	2021270
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 STACKINGHAY DR, NAPERVILLE, IL 60564-8336

Mortgage

Document Number	0002021271
Date	Jul 28, 2020
Instrument	2021271

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$682,900 (+7.12%) Land $140,900 Building $542,000	$682,900 (+7.12%) Land $140,900 Building $542,000
2024	$7,145.00 (-5.63%)
2023	$7,571.00 (-4.96%)	$637,500 (-0.79%) Land $140,900 Building $496,600	$637,500 (-0.79%) Land $140,900 Building $496,600
2022	$7,966.00 Homeowner's exemption	$642,600 Land $140,900 Building $501,700	$642,600 Land $140,900 Building $501,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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