16144 Cobblestone Square Dr, Granger, IN 46530 Property Records

St. Joseph County property record for 16144 Cobblestone Square Dr, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,500 sqft · built 2020
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$544,000 (Apr 2020)
Tax Bill	$7,843 (2025)
Deeds & Mortgages	May 2026 Transfer Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-04-21-276-030.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-21-276-030.000-003`
Alternative APN	`0022017035666`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
Gross Area	4,468 sqft
1st Floor Area	5,000 sqft
Basement Area	2,500 sqft
Finished Basement	1,260 sqft
Unfinished Basement	1,240 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	1,460 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16144 COBBLESTONE SQUARE DR
City	GRANGER
State	IN
Zip	46530-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 VILLAS AT COBBLESTONE SQ 19/20 NP #2516 11/8/18
Legal Subdivision	VILLAS AT COBBLESTONE SQ 19/20
Legal Lot Number	14
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	11306

Owner

Source: St. Joseph County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16144 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE BANK
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE BANK
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK
Apr 29, 2020	Warranty Deed, Subdivision Related Transfer · Construction Mortgage FIRST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2020 · Amount on Record
Deed Sale	Apr 29, 2020 · Amount on Record
Deed Document Number	202010557
Last Transfer Date	Mar 27, 2026
Transfer Doc	0000013363
Record Updated	Sep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 29, 2026
Property Address	16144 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0000013363
Instrument Date	Mar 27, 2026
Instrument	202613363
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16144 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	16144 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002322781
Date	Sep 27, 2023
Instrument	2322781

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	16144 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002319948
Date	Aug 25, 2023
Instrument	2319948

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Sep 1, 2035

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	16144 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002037114
Date	Nov 30, 2020
Instrument	2037114

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 29, 2020
Property Address	16144 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0002010557
Map Reference	IN 1829065
Instrument Date	Apr 9, 2020
Instrument	2010557
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16541 JACKSON RD, MISHAWAKA, IN 46544-9326

Mortgage

Document Number	0002010558
Date	Apr 29, 2020
Instrument	2010558

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,843.00 (-7.4%)	$703,900 (+27.56%) Land $107,100 Building $596,800	$703,900 (+27.56%) Land $107,100 Building $596,800
2024	$8,470.00 (+30.77%)
2023	$6,477.00 (-5.45%)	$551,800 (-24.62%) Land $107,100 Building $444,700	$551,800 (-24.62%) Land $107,100 Building $444,700
2022	$6,850.00	$732,000 Land $140,900 Building $591,100	$732,000 Land $140,900 Building $591,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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