16076 Cobblestone Square Dr, Granger, IN 46530 Property Records

St. Joseph County property record for 16076 Cobblestone Square Dr, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,030 sqft · built 2019
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jul 2020)
Tax Bill	$6,568 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-04-21-276-034.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-21-276-034.000-003`
Alternative APN	`0022017035670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,030 sqft Living Area
Gross Area	4,698 sqft
1st Floor Area	4,060 sqft
Basement Area	2,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	1,279 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16076 COBBLESTONE SQUARE DR
City	GRANGER
State	IN
Zip	46530-1387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 VILLAS AT COBBLESTONE SQ 19/20 NP #2516 11/8/18
Legal Subdivision	VILLAS AT COBBLESTONE SQ 19/20
Legal Lot Number	18
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	11306

Owner

Source: St. Joseph County records · APN 71-04-21-276-034.000-003

Assessment roll updated March 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16076 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Deed Document Number	2020779
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 23, 2020
Property Address	16076 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1387
Document Number	0002020779
Map Reference	IN 1829065
Instrument Date	Jul 17, 2020
Instrument	2020779
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16076 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1387

Mortgage

Document Number	0002020780
Date	Jul 23, 2020
Instrument	2020780

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated March 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$558,300 (+18.23%) Land $115,500 Building $442,800	$558,300 (+18.23%) Land $115,500 Building $442,800
2024	$6,568.00 (+20.27%)
2023	$5,461.00 (-5.71%)	$472,200 (-18.02%) Land $115,500 Building $356,700	$472,200 (-18.02%) Land $115,500 Building $356,700
2022	$5,792.00 Homeowner's exemption	$576,000 Land $140,900 Building $435,100	$576,000 Land $140,900 Building $435,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 15, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Broadband.

Based on FCC filings for 286 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.