16060 Cobblestone Square Dr, Granger, IN 46530 Property Records

St. Joseph County property record for 16060 Cobblestone Square Dr, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,030 sqft · built 2020
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$719,530 (Apr 2026)
Tax Bill	$14,057 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`71-04-21-276-035.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-21-276-035.000-003`
Alternative APN	`0022017035671`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,030 sqft Living Area
Gross Area	3,780 sqft
1st Floor Area	4,060 sqft
Basement Area	2,030 sqft
Finished Basement	918 sqft
Unfinished Basement	1,112 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	1,279 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16060 COBBLESTONE SQUARE DR
City	GRANGER
State	IN
Zip	46530-1387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 VILLAS AT COBBLESTONE SQ 19/20 NP #2516 11/8/18
Legal Subdivision	VILLAS AT COBBLESTONE SQ 19/20
Legal Lot Number	19
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	11306

Owner

16060 Cobblestone Square Dr is owned and occupied by two individuals who bought it in April 2026.

Source: St. Joseph County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16060 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1387
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Sep 22, 2020	Warranty Deed, Construction Loan · Construction Mortgage NOTRE DAME FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Jun 24, 2024
Deed Document Number	20267939
Prior Transfer Date	Mar 23, 2026
Prior Transfer Doc	0000007939
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 2, 2026
Property Address	16060 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1387
Document Number	0000007939
Instrument Date	Mar 23, 2026
Instrument	20267939
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16060 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1387

Mortgage

Document Number	0000007940,
Date	Apr 2, 2026
Instrument	20267940

Lender

Name	NORTHWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 22, 2020
Property Address	16060 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1387
Document Number	0002028369
Map Reference	IN 1829065
Instrument Date	Sep 15, 2020
Instrument	2028369
Transaction Type	Construction Loan
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	254 TOSCANA BLVD, GRANGER, IN 46530-8042

Mortgage

Document Number	0002028370
Date	Sep 22, 2020
Instrument	2028370

Lender

Name	NOTRE DAME FCU

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 16060 Cobblestone Square Dr was $14,057 with a homeowner's exemption, up 78.1% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,057.00 (+78.14%)	$694,800 Land $158,500 Building $536,300	$694,800 Land $158,500 Building $536,300
2024	$7,891.00 (+29.42%)
2023	$6,097.00 (-6.49%)	$522,000 (-24.59%) Land $120,500 Building $401,500	$522,000 (-24.59%) Land $120,500 Building $401,500
2022	$6,520.00 Homeowner's exemption	$692,200 Land $158,500 Building $533,700	$692,200 Land $158,500 Building $533,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16060 Cobblestone Square Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16060 Cobblestone Square Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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