16109 Cobblestone Square Dr, Granger, IN 46530 Property Records

St. Joseph County property record for 16109 Cobblestone Square Dr, Granger, IN 46530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,030 sqft · built 2018
Lot Size	0.98 acres (42,689 sqft)
Owner	Company Name on Record
Tax Bill	$5,906 (2024)
Deeds & Mortgages	Feb 2024 Sale Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71-04-21-276-003.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-21-276-003.000-003`
Alternative APN	`0022017035601`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,030 sqft Living Area
Basement Area	2,030 sqft

Exterior

Year Built	Built 2018
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0022017035601
Street Address	16109 COBBLESTONE SQUARE DR
City	GRANGER
State	IN
Zip	46530-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 VILLAS AT COBBLESTONE SQ 19/20 NP #2516 11/8/18
Legal Range	03E
Legal Township	38
Legal Section	21
Legal Subdivision	VILLAS/COBBLESTONE SQUARE
Legal Lot Number	1
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	11306

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	16109 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Warranty Deed, Transfer
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Apr 4, 2019	Warranty Deed, Construction Loan · Construction Mortgage OLD NATIONAL BANK
Nov 26, 2018	Warranty Deed, Construction Loan · Construction Mortgage FIRST FSB
Oct 30, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2024
Deed Sale	Feb 23, 2024
Prior Sale	Apr 4, 2019
Deed Document Number	0002404008
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 23, 2024
Property Address	16109 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0002404008
Map Reference	IN 1829065
Instrument Date	Feb 13, 2024
Instrument	2404008
Transaction Type	Transfer
Record Updated	Mar 13, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16109 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16109 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	16109 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002008918
Date	Apr 13, 2020
Instrument	2008918

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 4, 2019
Property Address	16109 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0001907118
Map Reference	IN 1829065
Instrument Date	Mar 29, 2019
Instrument	1907118
Transaction Type	Construction Loan
Record Updated	Aug 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4611 PIER CT, SOUTH BEND, IN 46628-9009

Mortgage

Document Number	0001907119
Date	Apr 4, 2019
Instrument	1907119

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 26, 2018
Property Address	16109 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0001830345
Map Reference	IN 1829065
Instrument Date	Nov 20, 2018
Instrument	1830345
Transaction Type	Construction Loan
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5826 IROQUOIS LN APT 1B, 1B, MISHAWAKA, IN 46545-0936

Mortgage

Document Number	0001830346
Date	Nov 26, 2018
Instrument	1830346

Lender

Name	FIRST FSB

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 30, 2017
Property Address	16109 COBBLESTONE SQUARE DR, GRANGER, IN 46530-1350
Document Number	0001729661
Instrument Date	Oct 24, 2017
Instrument	1729661
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52119 ASH RD, GRANGER, IN 46530-7278
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$505,500 (+9.99%) Land $45,100 Building $460,400	$505,500 (+9.99%) Land $45,100 Building $460,400
2024	$5,906.00 (+11.31%)
2023	$5,306.00 (-7.27%)	$459,600 (-21.64%) Land $101,900 Building $357,700	$459,600 (-21.64%) Land $101,900 Building $357,700
2022	$5,722.00 Homeowner's exemption	$586,500 Land $129,000 Building $457,500	$586,500 Land $129,000 Building $457,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Cobblestone Square Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures