1610 Trotter St, Frederick, MD 21702 Property Records

Frederick County property record for 1610 Trotter St, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,316 sqft · built 2020
Lot Size	0.277 acres (12,083 sqft)
Owner	Individual Name on File
Last Sale	$659,096 (Dec 2020)
Tax Bill	$13,804 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-595900`

Property Details

APN / Parcel Number

Primary APN	`02-595900`
Alternative APN	`595900`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,316 sqft Living Area
Gross Area	5,026 sqft
1st Floor Area	2,207 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,083 sqft (0.277 acres)
Garage Type	Attached
Garage Area	710 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	595900
Street Address	1610 TROTTER ST
City	FREDERICK
State	MD
Zip	21702-2374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 PHASE 1 PLAT 3 12,083 SQ FT KELLERTON
Legal Subdivision	KELLERTON LAND BAY
Legal Phase	1
Legal Lot Number	7
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3015
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1610 TROTTER ST, FREDERICK, MD 21702-2374
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 3, 2020	Deed, Transfer · Conventional Mortgage NAVY FCU
Mar 9, 2020	Grant Deed, Transfer NOT AVAILABLE
Mar 9, 2020	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Mar 9, 2020 · Amount on File
Deed Book / Page	14322 / 209
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1610 TROTTER ST, FREDERICK, MD 21702-2374
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158230076
Date	Mar 30, 2022
Book Page	15823/76

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 3, 2020
Property Address	1610 TROTTER ST, FREDERICK, MD 21702-2374
Document Number	0143220209
Book / Page	14322 / 209
Map Reference	MB 100 PG 10
Instrument Date	Nov 25, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,295.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1610 TROTTER ST, FREDERICK, MD 21702-2374

Mortgage

Document Number	14322215
Date	Dec 3, 2020
Instrument	14322/215

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 9, 2020
Property Address	1610 TROTTER ST, FREDERICK, MD 21702-2374
Document Number	0135780059
Book / Page	013578 / 000059
Instrument Date	Mar 4, 2020
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$133.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	227 GRANITE RUN DR #100 LANCASTER PA 176016813, 100, LANCASTER, PA 17601-6813
Investor	Possibly a Property Investor

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 9, 2020
Property Address	1610 TROTTER ST, FREDERICK, MD 21702-2374
Document Number	0135780071
Book / Page	013578 / 000071
Instrument Date	Mar 4, 2020
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$133.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	227 GRANITE RUN DR #100 LANCASTER PA 176016813, 100, LANCASTER, PA 17601-6813
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,804.00 (+12.05%) Homeowner's exemption	$785,600 (+13.31%) Land $141,000 Building $644,600	$785,600 (-) Land $141,000 Building $644,600
2023	$12,319.00 Homeowner's exemption	$693,333	$785,600 Land $141,000 Building $644,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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