1606 Trotter St, Frederick, MD 21702 Property Records

Frederick County property record for 1606 Trotter St, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,980 sqft · built 2019
Lot Size	0.231 acres (10,063 sqft)
Owner	Individual Name on Record
Last Sale	$489,855 (Apr 2020)
Tax Bill	$8,527 (2023)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-595898`

Property Details

APN / Parcel Number

Primary APN	`02-595898`
Alternative APN	`595898`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,980 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,063 sqft (0.231 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595898
Street Address	1606 TROTTER ST
City	FREDERICK
State	MD
Zip	21702-2374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 PHASE 1 PLAT 3 10,063 SQ FT KELLERTON
Legal Subdivision	KELLERTON LAND BAY A PH 1
Legal Phase	1
Legal Lot Number	5
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3015
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1606 TROTTER ST, FREDERICK, MD 21702-2374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Grant Deed, Transfer · Conventional Mortgage RCN CAP
Sep 13, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	0013633182
Deed Book / Page	13633 / 182
Record Updated	Jun 7, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 3, 2020
Property Address	1606 TROTTER ST, FREDERICK, MD 21702-2374
Document Number	0136330182
Book / Page	013633 / 000182
Instrument Date	Mar 12, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1606 TROTTER ST FREDERICK MD 217022374, FREDERICK, MD 21702-2374

Mortgage

Document Number	136330188
Date	Apr 3, 2020
Book Page	013633/000188

Lender

Name	RCN CAP
Type	Funding / Finance Company
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 13, 2019
Property Address	1606 TROTTER ST, FREDERICK, MD 21702-2374
Document Number	0132090469
Book / Page	013209 / 000469
Instrument Date	Aug 1, 2019
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$393.91
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	227 GRANITE RUN DR LANCASTER PA 176016813, LANCASTER, PA 17601-6813
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,527.00	$469,467	$530,000 Land $140,000 Building $390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trotter St

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