1605 Trotter St, Frederick, MD 21702 Property Records

Frederick County property record for 1605 Trotter St, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,016 sqft · built 2019
Lot Size	0.116 acres (5,060 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Dec 2020)
Tax Bill	$7,569 (2023)
Deeds & Mortgages	Dec 2020 Sale Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-595888`

Property Details

APN / Parcel Number

Primary APN	`02-595888`
Alternative APN	`595888`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,060 sqft (0.116 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595888
Street Address	1605 TROTTER ST
City	FREDERICK
State	MD
Zip	21702-2375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 70 PHASE 1 PLAT 5,060 SQ FT KELLERTON
Legal Subdivision	KELLERTON LAND BAY A PH 1
Legal Phase	1
Legal Lot Number	70
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3017
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1605 TROTTER ST, FREDERICK, MD 21702-2375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Grant Deed, Transfer ASSURANCE TITLE COMPANY INC, ASSURANCE TITLE AGENCY
Dec 15, 2020	Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 16, 2019	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	May 16, 2019 · Amount on Record
Deed Document Number	0014367440
Deed Book / Page	14367 / 440
Record Updated	Jun 7, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 15, 2020
Property Address	1605 TROTTER ST, FREDERICK, MD 21702-2375
Document Number	0143670441
Book / Page	014367 / 000441
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	ASSURANCE TITLE COMPANY INC, ASSURANCE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 TROTTER ST FREDERICK MD 217022375, FREDERICK, MD 21702-2375

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 15, 2020
Property Address	1605 TROTTER ST, FREDERICK, MD 21702-2375
Document Number	0143670440
Book / Page	14367 / 440
Map Reference	MB 100 PG 8&9
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1605 TROTTER ST, FREDERICK, MD 21702-2375

Mortgage

Document Number	14367447
Date	Dec 15, 2020
Instrument	14367/447

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 16, 2019
Property Address	1605 TROTTER ST, FREDERICK, MD 21702-2375
Document Number	0129740123
Book / Page	12974 / 0123
Map Reference	MB 100 PG 8&9
Instrument Date	May 13, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	NVR SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,076.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1605 TROTTER ST, FREDERICK, MD 21702-2375

Mortgage

Document Number	129740127
Date	May 16, 2019
Instrument	12974/0127

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,569.00 Homeowner's exemption	$441,833	$535,100 Land $100,000 Building $435,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trotter St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures