1608 Trotter St, Frederick, MD 21702 Property Records

Frederick County property record for 1608 Trotter St, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,228 sqft · built 2020
Lot Size	0.239 acres (10,438 sqft)
Owner	Individual Name on Record
Last Sale	$524,294 (May 2020)
Tax Bill	$9,905 (2023)
Deeds & Mortgages	May 2020 Sale & Mortgage Dec 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-595899`

Property Details

APN / Parcel Number

Primary APN	`02-595899`
Alternative APN	`595899`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,228 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,438 sqft (0.239 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595899
Street Address	1608 TROTTER ST
City	FREDERICK
State	MD
Zip	21702-2374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 PHASE 1 PLAT 3 10,438 SQ FT KELLERTON
Legal Subdivision	KELLERTON LAND BAY A PH 1-PLAT
Legal Phase	1
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3015
Census Tract	751201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1608 TROTTER ST, FREDERICK, MD 21702-2374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Dec 12, 2019	Grant Deed, Transfer ATTORNEY ONLY
Dec 12, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on Record
Deed Sale	May 14, 2020 · Amount on Record
Prior Sale	Dec 12, 2019 · Amount on Record
Deed Document Number	0013734306
Deed Book / Page	13734 / 306
Record Updated	Jun 7, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 14, 2020
Property Address	1608 TROTTER ST, FREDERICK, MD 21702-2374
Document Number	0137340306
Book / Page	13734 / 306
Map Reference	MB 100 PG 10&11
Instrument Date	May 11, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,310.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 TROTTER ST, FREDERICK, MD 21702-2374

Mortgage

Document Number	0013734313
Date	May 14, 2020
Instrument	13734/313

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 12, 2019
Property Address	1608 TROTTER ST, FREDERICK, MD 21702-2374
Document Number	0133980428
Book / Page	013398 / 000428
Instrument Date	Dec 9, 2019
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$132.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	227 GRANITE RUN DR #100 LANCASTER PA 176016813, 100, LANCASTER, PA 17601-6813
Investor	Possibly a Property Investor

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 12, 2019
Property Address	1608 TROTTER ST, FREDERICK, MD 21702-2374
Document Number	0133980432
Book / Page	013398 / 000432
Instrument Date	Dec 9, 2019
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$132.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	227 GRANITE RUN DR #100 LANCASTER PA 176016813, 100, LANCASTER, PA 17601-6813
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,905.00 Homeowner's exemption	$556,933	$632,000 Land $140,200 Building $491,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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