1609 Trotter St, Frederick, MD 21702 Property Records

Frederick County property record for 1609 Trotter St, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,232 sqft · built 2019
Lot Size	0.116 acres (5,060 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Jan 2023)
Tax Bill	$8,375 (2023)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-595909`

Property Details

APN / Parcel Number

Primary APN	`02-595909`
Alternative APN	`595909`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,232 sqft Total Area
Basement Area	950 sqft
Finished Basement	950 sqft

Exterior

Year Built	Built 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,060 sqft (0.116 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595909
Street Address	1609 TROTTER ST
City	FREDERICK
State	MD
Zip	21702-2375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 72 PHASE 1 PLAT 5,060 SQ FT KELLERTON
Legal Subdivision	KELLERTON PH1 3
Legal Phase	1
Legal Lot Number	72
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3017
Census Tract	751201

Owner

Source: Frederick County records · APN 02-595909

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1609 TROTTER ST, FREDERICK, MD 21702-2375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Special Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 07, 2019	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Prior Sale	May 07, 2019 · Amount on Record
Deed Document Number	0016291111
Deed Book / Page	16291 / 111
Record Updated	Jun 07, 2026

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 10, 2023
Property Address	1609 TROTTER ST, FREDERICK, MD 21702-2375
Document Number	0162910111
Book / Page	16291 / 111
Map Reference	MB 100 PG 10&11
Instrument Date	Dec 23, 2022
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1609 TROTTER ST, FREDERICK, MD 21702-2375

Mortgage

Document Number	0016291126
Date	Jan 10, 2023
Instrument	16291/126

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1609 TROTTER ST, FREDERICK, MD 21702-2375
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148400103
Date	May 04, 2021
Book Page	14840/103

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 07, 2019
Property Address	1609 TROTTER ST, FREDERICK, MD 21702-2375
Document Number	0129540245
Book / Page	12954 / 0245
Map Reference	MB 100 PG 10&11
Instrument Date	May 02, 2019
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	NVR SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,106.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1609 TROTTER ST, FREDERICK, MD 21702-2375

Mortgage

Document Number	129540249
Date	May 07, 2019
Instrument	12954/0249

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,375.00	$461,000	$558,800 Land $100,000 Building $458,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Shenandoah Telecommunications Company, Verizon.

Based on FCC filings for 313 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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