Anne Arundel County property record for 1610 Stern Ct, Annapolis, MD 21409 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,752 sqft · built 2005 |
| Lot Size | 0.345 acres (15,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $979,000 (Jun 2026) |
| Tax Bill | $8,218 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jan 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-474-90217253 |
| Primary APN | 03-474-90217253 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,752 sqft Living Area |
| Gross Area | 4,152 sqft |
| 1st Floor Area | 1,920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,022 sqft (0.345 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
|---|---|
| Patio Area | 206 sqft |
| Shed | 1 Shed |
| Shed Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 47490217253 |
|---|---|
| Street Address | 1610 STERN CT |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-6595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 50 PH 3 ST MARGARETS LANDING |
| Legal Subdivision | ST MARGARETS LANDING |
| Legal Phase | 3 |
| Legal Block | 2 |
| Legal Lot Number | 50 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 730902 |
Source: Anne Arundel County records · APN 03-474-90217253
Assessment roll updated August 13, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 453 KNOTTWOOD CT, ARNOLD, MD 21012-1979 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 28, 2023 | Deed of Trust, Mortgage TRUIST BANK |
| Jan 12, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 13, 2026 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 09, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage OCMBC INC |
| Mar 14, 2022 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2026 · Amount on Record |
| Deed Sale | Jun 09, 2026 · Amount on Record |
| Prior Sale | Mar 14, 2022 · Amount on Record |
| Deed Book / Page | 42427 / 12 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1610 STERN CT, ANNAPOLIS, MD 21409-6595 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 1610 STERN CT, ANNAPOLIS, MD 21409-6595 |
| Document Number | 0395460344 |
|---|---|
| Date | Mar 28, 2023 |
| Book Page | 39546/344 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1610 STERN CT, ANNAPOLIS, MD 21409-6595 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 1610 STERN CT, ANNAPOLIS, MD 21409-6595 |
| Document Number | 0393930233 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 39393/233 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 11, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1610 STERN CT, ANNAPOLIS, MD 21409-6595 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1610 STERN CT, ANNAPOLIS, MD 21409-6595 |
| Document Number | 0421570336 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 42157/336 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 09, 2026 |
| Property Address | 1610 STERN CT, ANNAPOLIS, MD 21409-6595 |
| Document Number | 4242000012 |
| Book / Page | 42427 / 12 |
| Instrument Date | May 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | MANOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $988,790.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 453 KNOTTWOOD CT, ARNOLD, MD 21012-1979 |
| Document Number | 4242000023, |
|---|---|
| Date | Jun 09, 2026 |
| Book Page | 42427/23 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 14, 2022 |
| Property Address | 1610 STERN CT, ANNAPOLIS, MD 21409-6595 |
| Document Number | 0384770213 |
| Book / Page | 38477 / 213 |
| Map Reference | MB 252 PG 35 PL13162 |
| Instrument Date | Jan 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1610 STERN CT, ANNAPOLIS, MD 21409-6595 |
| Document Number | 0038477219 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 38477/219 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2052 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,218.00 (+2.39%) Homeowner's exemption | $763,133 (+13%) | $908,000 (+31.46%) Land $271,800 Building $636,200 |
| 2024 | $8,026.00 (+9.14%) | ||
| 2023 | $7,354.00 | $675,367 | $690,700 Land $258,000 Building $432,700 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037309022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 28 individual NFIP policies nearby |
| Nearby Flood Policies | 28 in force 21 of 28 on primary residences |
| Nearby Flood Claims | 7 (1987–2020) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Aug 2020, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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