Anne Arundel County property record for 1614 Stern Ct, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,188 sqft · built 2004 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $466,688 (Dec 2004) |
| Tax Bill | $6,278 (2023) |
| Deeds & Mortgages | May 2020 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-474-90217255 |
| Primary APN | 03-474-90217255 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,188 sqft Total Area |
| 1st Floor Area | 1,866 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 47490217255 |
|---|---|
| Street Address | 1614 STERN CT |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-6595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 52 PH 3 1614 STERN CT ST MARGARET'S LANDING |
| Legal Subdivision | ST MARGARETS LNDG PH 03 |
| Legal Phase | 3 |
| Legal Lot Number | 52 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 730902 |
Source: Anne Arundel County records · APN 03-474-90217255
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1614 STERN CT, ANNAPOLIS, MD 21409-6595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 06, 2022 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2004 · Amount on Record |
| Deed Sale | Dec 08, 2004 · Amount on Record |
| Deed Document Number | 018582 |
| Deed Book / Page | 15680 / 33 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1614 STERN CT, ANNAPOLIS, MD 21409-6595 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0345320031 |
|---|---|
| Date | May 05, 2020 |
| Book Page | 34532/31 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1614 STERN CT, ANNAPOLIS, MD 21409-6595 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1614 STERN CT, ANNAPOLIS, MD 21409-6595 |
| Document Number | 0387030450 |
|---|---|
| Date | May 06, 2022 |
| Book Page | 38703/450 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,278.00 Homeowner's exemption | $605,900 | $620,000 Land $258,000 Building $362,000 |
Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (1987–2020) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 156 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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