1605 Stern Ct, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1605 Stern Ct, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,220 sqft · built 2004
Lot Size	0.229 acres (10,009 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Jul 2018)
Tax Bill	$6,755 (2023)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-474-90217246`

Property Details

APN / Parcel Number

Primary APN	`03-474-90217246`
Alternative APN	`47490217246`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,220 sqft Total Area
1st Floor Area	2,268 sqft
Basement Area	809 sqft
Finished Basement	809 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,009 sqft (0.229 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	47490217246
Street Address	1605 STERN CT
City	ANNAPOLIS
State	MD
Zip	21409-6594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 47 PH 3 1605 STERN CT ST MARGARET'S LANDING
Legal Subdivision	ST MARGARETS LANDING
Legal Phase	3
Legal Lot Number	47
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	730902

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1605 STERN CT, ANNAPOLIS, MD 21409-6594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage VAN DYK MORTGAGE CORP
Aug 25, 2020	Deed of Trust, Mortgage · VA Mortgage VAN DYK MTG
Jul 31, 2018	Deed, Transfer · VA Mortgage VAN DYK MORTGAGE CORP
May 12, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	May 12, 2010 · Amount on Record
Deed Document Number	0032350396
Deed Book / Page	32350 / 396
Record Updated	Jun 7, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1605 STERN CT, ANNAPOLIS, MD 21409-6594
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0334990102
Date	Aug 26, 2019
Book Page	33499/102

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1605 STERN CT, ANNAPOLIS, MD 21409-6594
Document Number	0351960271
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1605 STERN CT ANNAPOLIS MD 214096594, ANNAPOLIS, MD 21409-6594

Mortgage

Document Number	0351960271
Date	Sep 10, 2020
Book Page	035196/000271

Lender

Name	VAN DYK MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 31, 2018
Property Address	1605 STERN CT, ANNAPOLIS, MD 21409-6594
Document Number	0323500396
Book / Page	32350 / 396
Map Reference	MB252 PG35
Instrument Date	Jul 27, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 STERN CT, ANNAPOLIS, MD 21409-6594

Mortgage

Document Number	0032350403
Date	Jul 31, 2018
Instrument	32350/403

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1605 STERN CT, ANNAPOLIS, MD 21409-6594
Document Number	0309640272
Book / Page	030964 / 000272
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 STERN CT ANNAPOLIS MD 214096594, ANNAPOLIS, MD 21409-6594

Mortgage

Document Number	0309640272
Date	May 24, 2017
Book Page	030964/000272

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,755.00 Homeowner's exemption	$621,833	$635,600 Land $243,000 Building $392,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (1987–2020)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Nearby Properties on Stern Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures