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1608 Stern Ct, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1608 Stern Ct, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,822 sqft · built 2004
Lot Size0.345 acres (15,022 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (May 2009)
Tax Bill$7,448 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-474-90217248

Property Details

APN / Parcel Number

Primary APN03-474-90217248
Alternative APN
  • 47490217248

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,822 sqft Living Area
Gross Area4,242 sqft
1st Floor Area2,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,022 sqft (0.345 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number47490217248
Street Address1608 STERN CT
CityANNAPOLIS
StateMD
Zip21409-6595
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 49 PH 3 ST MARGARETS LANDING
Legal SubdivisionST MARGARETS LANDING
Legal Phase3
Legal Block2
Legal Lot Number49
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2004
Census Tract730902

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1608 STERN CT, ANNAPOLIS, MD 21409-6595
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2009 · Amount on Record
Deed SaleMay 21, 2009 · Amount on Record
Prior SaleJun 11, 2008 · Amount on Record
Deed Document Number20093112
Deed Book / Page21019 / 177
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1608 STERN CT, ANNAPOLIS, MD 21409-6595
Document Number0318620401
Instrument DateFeb 9, 2018
Transaction TypeMortgage
Record UpdatedMar 9, 2018
Title CompanyEAGLE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 STERN CT ANNAPOLIS MD 214096595, ANNAPOLIS, MD 21409-6595

Mortgage

Document Number0318620401
DateFeb 22, 2018
Book Page031862/000401
Lender
NameREVERE BK
TypeBank
AddressROCKVILLE, MD 20850
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$784,633 (+21.88%)$847,700 (+28.73%) Land $271,800 Building $575,900
2025$7,448.00 (+12.56%)
2023$6,617.00 Homeowner's exemption$643,800$658,500 Land $258,000 Building $400,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims7 (1987–2020)
Claims Outside the SFHA4 of 7
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Astound Broadband.

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