1611 Stern Ct, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1611 Stern Ct, Annapolis, MD 21409

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,788 sqft · built 2004
Lot Size	0.271 acres (11,815 sqft)
Owner	2 Individual Names on Record
Last Sale	$802,000 (Jul 2022)
Tax Bill	$7,538 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-474-90217243`

Property Details

APN / Parcel Number

Primary APN	`03-474-90217243`
Alternative APNs	`3-474-90217243` `47490217243`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,788 sqft Living Area
Gross Area	4,292 sqft
1st Floor Area	1,727 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,815 sqft (0.271 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Patio Area	262 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	47490217243
Street Address	1611 STERN CT
City	ANNAPOLIS
State	MD
Zip	21409-6594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 44 PH 3 ST MARGARETS LANDING
Legal Subdivision	ST MARGARETS LANDING
Legal Phase	3
Legal Block	2
Legal Lot Number	44
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	730902

Owner

Source: Anne Arundel County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1611 STERN CT, ANNAPOLIS, MD 21409-6594
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 11, 2022	Special Warranty Deed, Transfer · VA Mortgage NORTHPOINTE BANK
Apr 4, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	Jun 14, 2013 · Amount on Record
Deed Book / Page	38921 / 162
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1611 STERN CT, ANNAPOLIS, MD 21409-6594
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 STERN CT, ANNAPOLIS, MD 21409-6594

Mortgage

Document Number	0421640422
Date	Mar 17, 2026
Book Page	42164/422

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	5.62%
Index	1-Year T-Bill
Margin	2
Max Rate	5.62%

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 11, 2022
Property Address	1611 STERN CT, ANNAPOLIS, MD 21409-6594
Document Number	0389210162
Book / Page	38921 / 162
Map Reference	MB 252 PG 35 PL13162
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1611 STERN CT, ANNAPOLIS, MD 21409-6594

Mortgage

Document Number	0038921168
Date	Jul 11, 2022
Instrument	38921/168

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 4, 2022
Property Address	1611 STERN CT, ANNAPOLIS, MD 21409-6594
Document Number	0385590364
Book / Page	38559 / 364
Map Reference	MB 252 PG 35 PL13162
Instrument Date	Mar 8, 2022
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 STERN CT, ANNAPOLIS, MD 21409-6594

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$706,567 (+12.19%)	$830,900 (+28.94%) Land $258,200 Building $572,700
2024	$7,538.00 (+9.61%)
2023	$6,877.00 Homeowner's exemption	$629,767	$644,400 Land $248,400 Building $396,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (1987–2020)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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