Williamson County property record for 161 Lancaster Dr, Franklin, TN 37064
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,700 sqft · built 1974 |
| Lot Size | 1.4 acres (61,190 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,150,000 (Nov 2024) |
| Tax Bill | $4,269 (2024) |
| Deeds & Mortgages | Nov 2021 Reverse Mortgage Aug 2020 Reverse Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 063N-B-038.00-000 |
| Primary APN | 063N-B-038.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,700 sqft Living Area |
| Gross Area | 4,344 sqft |
| 1st Floor Area | 1,828 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 61,190 sqft (1.4 acres) |
| Lot Dimensions | 211 ft deep x 290 ft wide |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 136 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 161 LANCASTER DR |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37064-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD HARPETH MEADOWS SEC 2 REV PB 5 PG 63 LOT 0054 SUBD HARPETH MEADOWS SEC 2 PB 4 PG 64 LOT 0054 |
| Legal Subdivision | HARPETH MEADOWS |
| Legal Lot Number | 0054 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 10 |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 50702 |
161 Lancaster Dr is held in a trust since July 2025.
Source: Williamson County records, as of March 24, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 17211 S 38TH ST, ROCA, NE 68430-4406 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Aug 4, 2020 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Jul 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on File |
| Deed Sale | Nov 15, 2024 · Amount on File |
| Deed Document Number | 202434309 |
| Deed Book / Page | 9608 / 172 |
| Last Transfer Date | Jul 21, 2025 |
| Transfer Doc | 0097950784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 161 LANCASTER DR, FRANKLIN, TN 37064-2227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 161 LANCASTER DR, FRANKLIN, TN 37064-2227 |
| Document Number | 0087890889 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 8789/889 |
| Instrument | 21064946 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 802 Months |
| Due | Sep 27, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.81% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 161 LANCASTER DR, FRANKLIN, TN 37064-2227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0081230512 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 8123/512 |
| Instrument | 20040620 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 817 Months |
| Due | Sep 27, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.26% |
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 161 LANCASTER DR, FRANKLIN, TN 37064-2227 |
| Document Number | 0081230528 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 161 LANCASTER DR FRANKLIN TN 370642227, FRANKLIN, TN 37064-2227 |
| Document Number | 0081230528 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 008123/000528 |
| Instrument | 40621 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 816 Months |
| Due | Aug 3, 2088 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.26% |
Source: Williamson County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Elementary School District | Franklin Special School District (PK - 08) |
| Secondary School District | Williamson County School District in Franklin (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $287,025 Land $96,250 Building $190,775 | $1,148,100 Land $385,000 Building $763,100 | |
| 2024 | $4,269.00 (+31.35%) | ||
| 2023 | $3,250.00 (-20.79%) | $150,750 (-) Land $28,875 Building $121,875 | $603,000 (-) Land $115,500 Building $487,500 |
| 2022 | $4,103.00 | $150,750 Land $28,875 Building $121,875 | $603,000 Land $115,500 Building $487,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 161 Lancaster Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 48 (1979–2021) |
| Claims Outside the SFHA | 5 of 48 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 161 Lancaster Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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