161 Hammock Watch Way, Hampstead, NC 28443 Property Records

Pender County property record for 161 Hammock Watch Way, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,586 sqft · built 2014
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Mar 2018)
Tax Bill	$7,487 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3281-96-7304-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-96-7304-0000`
Alternative APNs	`000021934` `979099`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,586 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Gable/Hip
Lot Area	28,750 sqft (0.66 acres)
Porch	Porch
Porch Area	547 sqft
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000021934
Street Address	161 HAMMOCK WATCH WAY
City	HAMPSTEAD
State	NC
Zip	28443-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L 13R, PB 45/83, HAMMOCK WATCH REV
Legal Subdivision	HAMMOCK WATCH
Legal Lot Number	13R
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

161 Hammock Watch Way is owned and occupied by two individuals who bought it in March 2018.

Source: Pender County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	161 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-4000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 9, 2018	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on File
Deed Sale	Mar 9, 2018 · Amount on File
Prior Sale	Jun 4, 2013 · Amount on File
Deed Book / Page	4660 / 1870
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	161 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-4000
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047412730
Date	Feb 18, 2021
Book Page	4741/2730

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 9, 2018
Property Address	161 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-4000
Document Number	0046601870
Book / Page	004660 / 001870
Instrument Date	Mar 7, 2018
Instrument	20034232
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	161 HAMMOCK WATCH WAY HAMPSTEAD NC 284434000, HAMPSTEAD, NC 28443-4000

Mortgage

Document Number	46601874
Date	Mar 9, 2018
Book Page	004660/001874
Instrument	20034233

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 161 Hammock Watch Way was $7,487.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,487.00	$1,050,672 Land $515,000 Building $535,672	$1,050,672 Land $515,000 Building $535,672
2023		$787,825 (-) Land $285,051 Building $502,774	$787,825 (-) Land $285,051 Building $502,774
2022	$6,668.00	$787,825 Land $285,051 Building $502,774	$787,825 Land $285,051 Building $502,774

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 161 Hammock Watch Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Hammock Watch Way is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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