San Diego County property record for 1603 Reflection St, San Marcos, CA 92078 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,407 sqft · built 2004 |
| Lot Size | 0.168 acres (7,328 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $805,000 (Aug 2020) |
| Tax Bill | $13,092 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 679-200-21-00 |
| Primary APN | 679-200-21-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,407 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 7,328 sqft (0.168 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1603 REFLECTION ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-1065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 TR 014653 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 014653 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20043 |
Source: San Diego County records · APN 679-200-21-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1603 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 08, 2022 | Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK |
| Aug 25, 2020 | Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jul 02, 2019 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2020 · Amount on Record |
| Deed Sale | Aug 25, 2020 · Amount on Record |
| Prior Sale | Jul 02, 2019 · Amount on Record |
| Deed Document Number | 2020483555 |
| Prior Transfer Date | Feb 11, 2016 |
| Prior Transfer Doc | 0000067288 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1603 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1603 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Document Number | 0000429294 |
|---|---|
| Date | Nov 08, 2022 |
| Instrument | 2022-0429294 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 25, 2020 |
| Property Address | 1603 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Document Number | 0000483555 |
| Map Reference | MAP 14653 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 2020-0483555 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1603 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Document Number | 0000483556 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020-0483556 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 02, 2019 |
| Property Address | 1603 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Document Number | 0000262509 |
| Map Reference | MAP 14653 |
| Instrument Date | Jun 05, 2019 |
| Instrument | 2019-0262509 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1603 REFLECTION ST, SAN MARCOS, CA 92078-1065 |
| Document Number | 0000262510 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 2019-0262510 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $940,803 (+2%) Land $552,040 Building $388,763 | |
| 2025 | $13,092.00 (+10.29%) Homeowner's exemption | $922,357 (+10.13%) Land $541,216 Building $381,141 |
| 2023 | $11,870.00 (+1.68%) Homeowner's exemption | $837,522 Land $520,200 Building $317,322 |
| 2022 | $11,674.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 37% of the US · above 22% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,564 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 715 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Spectrum | Cable | 1,000 / 50 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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