Hamilton County property record for 1604 E 13th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 968 sqft · built 2004 |
| Lot Size | 0.136 acres (5,963 sqft) |
| Owner | Company Name on Record |
| Last Sale | $137,000 (Jul 2020) |
| Tax Bill | $934 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Jul 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O F 026 |
| Primary APN | 146O F 026 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,963 sqft (0.136 acres) |
| Lot Dimensions | 132 ft deep x 45 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000077167 |
|---|---|
| Street Address | 1604 E 13TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT LTS 52&54 BLK 8 FORT & PORTER ADDN PB T7 PG 519 |
| Legal Subdivision | FORT & PORTER ADDN |
| Legal Block | 8 |
| Legal Lot Number | 52,54 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 107 S CREST RD, CHATTANOOGA, TN 37404-5520 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 10, 2023 | Intrafamily Transfer, Transfer |
| Jul 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FNDG |
| Feb 26, 2019 | Loan Modification, Mortgage · Conventional Mortgage MILLENNIUM BK |
| Jan 26, 2018 | Loan Modification, Mortgage · Line of Credit MILLENNIUM BK |
| Jan 27, 2017 | Loan Modification, Mortgage · Line of Credit MILLENNIUM BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2020 · Amount on Record |
| Deed Sale | Jul 16, 2020 · Amount on Record |
| Prior Sale | Dec 29, 2015 · Amount on Record |
| Deed Document Number | 2020206 |
| Deed Book / Page | 12076 / 74 |
| Last Transfer Date | Feb 9, 2023 |
| Transfer Doc | 0000000169 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 10, 2023 |
| Property Address | 1604 E 13TH ST, CHATTANOOGA, TN 37404-4306 |
| Document Number | 0000000169 |
| Book / Page | 13209 / 458 |
| Instrument Date | Feb 9, 2023 |
| Instrument | 2023021000169 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Living Trust |
| Address | 107 S CREST RD, CHATTANOOGA, TN 37404-5520 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 16, 2020 |
| Property Address | 1604 E 13TH ST, CHATTANOOGA, TN 37404-4306 |
| Document Number | 0716000206 |
| Book / Page | 012076 / 000074 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 200716000206 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $507.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1604 E 13TH ST CHATTANOOGA TN 374044306, CHATTANOOGA, TN 37404-4306 |
| Document Number | 716000207 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 012076/000076 |
| Instrument | 200716000207 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1604 E 13TH ST, CHATTANOOGA, TN 37404-4306 |
| Document Number | 0314000068 |
| Instrument Date | Feb 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1922 JEFFERSON ST CHATTANOOGA TN 374082132, CHATTANOOGA, TN 37408-2132 |
| Document Number | 0314000068 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 011587/000355 |
| Instrument | 190314000068 |
| Name | MILLENNIUM BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 13, 2020 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1604 E 13TH ST, CHATTANOOGA, TN 37404-4306 |
| Document Number | 0000000069 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1922 JEFFERSON ST CHATTANOOGA TN 374082132, CHATTANOOGA, TN 37408-2132 |
| Document Number | 0000000069 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 011270/000057 |
| Instrument | 69 |
| Name | MILLENNIUM BK |
|---|---|
| Type | Bank |
| Address | OOLTEWAH, TN 37363 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 12, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1604 E 13TH ST, CHATTANOOGA, TN 37404-4306 |
| Document Number | 0000000028 |
| Instrument Date | Jan 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1922 JEFFERSON ST CHATTANOOGA TN 374082132, CHATTANOOGA, TN 37408-2132 |
| Document Number | 0000000028 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 010966/000395 |
| Instrument | 28 |
| Name | MILLENNIUM BK |
|---|---|
| Type | Bank |
| Address | OOLTEWAH, TN 37363 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 31, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $934.00 (+20.05%) | $61,650 (+77.16%) | $246,600 (+77.16%) Land $70,000 Building $176,600 |
| 2024 | $778.00 | $34,800 (-) | $139,200 (-) Land $40,000 Building $99,200 |
| 2023 | $778.00 | $34,800 (-) | $139,200 (-) Land $40,000 Building $99,200 |
| 2022 | $778.00 | $34,800 | $139,200 Land $40,000 Building $99,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1990–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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