1603 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1603 E 13th St, Chattanooga, TN 37404 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,454 sqft · built 1935
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (Mar 2019)
Tax Bill	$1,174 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146O G 006`

Property Details

APN / Parcel Number

Primary APN	`146O G 006`
Alternative APN	`0000077178`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,454 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1978
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,325 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077178
Street Address	1603 E 13TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 BLK 21 MRS I W HENDERSONS ADDN PB 2 PG 46
Legal Subdivision	HENDERSONS I W
Legal Block	21
Legal Lot Number	15
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1055
Census Tract	1400

Owner

Source: Hamilton County records · APN 146O G 006

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	395 SEQUOIA AVE, REDWOOD CITY, CA 94061-3439
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU
Mar 08, 2019	Warranty Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK
Apr 25, 2017	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 08, 2019 · Amount on Record
Deed Sale	Mar 08, 2019 · Amount on Record
Prior Sale	Apr 25, 2017 · Amount on Record
Deed Document Number	2019030800203
Deed Book / Page	11583 / 198
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1603 E 13TH ST, CHATTANOOGA, TN 37404-4307
Document Number	0512000187
Instrument Date	May 05, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1603 E 13TH ST CHATTANOOGA TN 374044307, CHATTANOOGA, TN 37404-4307

Mortgage

Document Number	0512000187
Date	May 12, 2020
Book Page	011999/000143
Instrument	200512000187

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 11, 2035

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 08, 2019
Property Address	1603 E 13TH ST, CHATTANOOGA, TN 37404-4307
Document Number	0308000203
Book / Page	011583 / 000198
Instrument Date	Mar 07, 2019
Instrument	190308000203
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	CUMBERLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$710.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	395 SEQUOIA AVE REDWOOD CITY CA 940613439, REDWOOD CITY, CA 94061-3439

Mortgage

Document Number	308000204
Date	Mar 08, 2019
Book Page	011583/000201
Instrument	190308000204

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 07, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 25, 2017
Property Address	1603 E 13TH ST, CHATTANOOGA, TN 37404-4307
Document Number	0000000142
Book / Page	11032 / 773
Map Reference	MB2 PG46
Instrument Date	Apr 24, 2017
Instrument	2017042500142
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$473.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 S CREST RD, CHATTANOOGA, TN 37404-4005

Mortgage

Document Number	0000000143
Date	Apr 25, 2017
Instrument	2017042500143

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2032

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,174.00 (+3.53%)	$77,475 (+52.81%)	$309,900 (+52.81%) Land $70,000 Building $239,900
2024	$1,134.00	$50,700 (-)	$202,800 (-) Land $40,000 Building $162,800
2023	$1,134.00	$50,700 (-)	$202,800 (-) Land $40,000 Building $162,800
2022	$1,134.00	$50,700	$202,800 Land $40,000 Building $162,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650014001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 568 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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