1608 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1608 E 12th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,470 sqft · built 1930
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Sep 2017)
Tax Bill	$553 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146O G 026`

Property Details

APN / Parcel Number

Primary APN	`146O G 026`
Alternative APN	`0000077198`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,470 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1965
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,325 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077198
Street Address	1608 E 12TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 5 BLK 21 MRS I W HENDERSONS ADDN PB 2 PG 46
Legal Subdivision	HENDERSONS I W
Legal Block	21
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1055
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1608 E 12TH ST, CHATTANOOGA, TN 37404-4354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2017 · Amount on Record
Deed Sale	Sep 12, 2017 · Amount on Record
Prior Sale	Sep 11, 2014 · Amount on Record
Deed Document Number	2017091200211
Deed Book / Page	11152 / 226
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 12, 2017
Property Address	1608 E 12TH ST, CHATTANOOGA, TN 37404-4354
Document Number	0000000211
Book / Page	11152 / 226
Map Reference	MB2 PG46
Instrument Date	Aug 30, 2017
Instrument	2017091200211
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	MIDTOWN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$514.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 E 12TH ST, CHATTANOOGA, TN 37404-4354

Mortgage

Document Number	0000000212
Date	Sep 12, 2017
Instrument	2017091200212

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$553.00 (-31.81%)	$36,525 (+0.76%)	$146,100 (+0.76%) Land $70,000 Building $76,100
2024	$811.00	$36,250 (-)	$145,000 (-) Land $40,000 Building $105,000
2023	$811.00	$36,250 (-)	$145,000 (-) Land $40,000 Building $105,000
2022	$811.00	$36,250	$145,000 Land $40,000 Building $105,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20