Hamilton County property record for 1604 E 12th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,622 sqft · built 1930 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $12,900 (Jan 1972) |
| Tax Bill | $576 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O G 024 |
| Primary APN | 146O G 024 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,622 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,325 sqft (0.145 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000077196 |
|---|---|
| Street Address | 1604 E 12TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 3 BLK 21 MRS I W HENDERSONS ADDN PB 2 PG 46 |
| Legal Subdivision | HENDERSONS I W |
| Legal Block | 21 |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 3524, CHATTANOOGA, TN 37404-0524 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1972 · Amount on Record |
| Deed Sale | Jan 1, 1972 · Amount on Record |
| Deed Document Number | 0002062471 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1604 E 12TH ST, CHATTANOOGA, TN 37404-4354 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | FIRST TITLE |
| Name | Verified Name |
|---|---|
| Address | 1604 E 12TH ST, CHATTANOOGA, TN 37404-4354 |
| Document Number | 0000000149 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 14208/807 |
| Instrument | 2026022600149 |
| Name | CHATTANOOGA COMMUNITY HOUSING DEVELOPMEN |
|---|---|
| Address | CHATTANOOGA, TN 37402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $576.00 (-3.36%) | $38,025 (+42.68%) | $152,100 (+42.68%) Land $70,000 Building $82,100 |
| 2024 | $596.00 | $26,650 (-) | $106,600 (-) Land $40,000 Building $66,600 |
| 2023 | $596.00 | $26,650 (-) | $106,600 (-) Land $40,000 Building $66,600 |
| 2022 | $596.00 | $26,650 | $106,600 Land $40,000 Building $66,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1990–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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