Hamilton County property record for 1614 E 12th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,376 sqft · built 1920 |
| Lot Size | 0.154 acres (6,736 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $382,500 (May 2026) |
| Tax Bill | $1,395 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O G 029 |
| Primary APN | 146O G 029 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,736 sqft (0.154 acres) |
| Lot Dimensions | 126 ft deep x 53.2 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000077201 |
|---|---|
| Street Address | 1614 E 12TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 8 BLK 21 MRS I W HENDERSONS ADDN PB 2 PG 46 0104 10 08 |
| Legal Subdivision | HENDERSONS I W |
| Legal Block | 21 |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1614 E 12TH ST, CHATTANOOGA, TN 37404-4354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| May 28, 2024 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 6, 2023 | Warranty Deed, Transfer WILDCAT LENDING FUND TWO LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | May 28, 2024 · Amount on Record |
| Deed Document Number | 2026183 |
| Deed Book / Page | 14300 / 260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 15, 2026 |
| Property Address | 1614 E 12TH ST, CHATTANOOGA, TN 37404-4354 |
| Document Number | 0000000183 |
| Book / Page | 14300 / 260 |
| Instrument Date | May 14, 2026 |
| Instrument | 2026.183 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | BRICK CITY TITLE, BRIDGE CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142,940.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1614 E 12TH ST, CHATTANOOGA, TN 37404-4354 |
| Document Number | 0000000184, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026.15.184 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 28, 2024 |
| Property Address | 1614 E 12TH ST, CHATTANOOGA, TN 37404-4354 |
| Document Number | 0000000262 |
| Book / Page | 13603 / 724 |
| Map Reference | MB 3 PG 18 |
| Instrument Date | May 23, 2024 |
| Instrument | 2024052800262 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, BRIDGE CITY TTL EAST BRAINER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,332.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1614 E 12TH ST, CHATTANOOGA, TN 37404-4354 |
| Document Number | 0000000263 |
|---|---|
| Date | May 28, 2024 |
| Instrument | 2024052800263 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 6, 2023 |
| Property Address | 1614 E 12TH ST, CHATTANOOGA, TN 37404-4354 |
| Document Number | 0000000241 |
| Book / Page | 13392 / 812 |
| Map Reference | MB 3 PG 18 |
| Instrument Date | Sep 2, 2023 |
| Instrument | 2023090600241 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1434 WESTERN AVE # I7498, I7498, ALBANY, NY 12203-3436 |
| Document Number | 0000000242 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 2023090600242 |
| Name | WILDCAT LENDING FUND TWO LP |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 6 Months |
| Due | Mar 1, 2024 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,395.00 (+160.26%) | $92,050 (+283.94%) | $368,200 (+283.94%) Land $70,000 Building $298,200 |
| 2024 | $536.00 | $23,975 (-) | $95,900 (-) Land $40,000 Building $55,900 |
| 2023 | $536.00 | $23,975 (-) | $95,900 (-) Land $40,000 Building $55,900 |
| 2022 | $536.00 | $23,975 | $95,900 Land $40,000 Building $55,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1990–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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