Hamilton County property record for 1607 E 12th St, Chattanooga, TN 37404
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.22 acres (9,570 sqft) |
| Owner | Company Name on Record |
| Last Sale | $160,000 (Dec 2023) |
| Tax Bill | $291 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O J 025.01 |
| Primary APN | 146O J 025.01 |
|---|
| Lot Area | 9,570 sqft (0.22 acres) |
|---|
| Street Address | 1607 E 12TH ST |
|---|---|
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4301 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R2 |
| Legal Description | LT 1 BLK 22 MRS I W HENDERSONS ADDN TO HIGHLAND PARK PB 117 PG 36 OUTT OF 146O J 025 FOR 2020 |
| Legal Subdivision | HIGHLAND PARK |
| Legal Block | 22 |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 157 WARE RD, RINGGOLD, GA 30736-4421 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 27, 2024 | Deed of Trust, Mortgage · Commercial Mortgage BUILTWELL BANK |
| Dec 21, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST TITLE INSURANCE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on Record |
| Deed Sale | Dec 21, 2023 · Amount on Record |
| Deed Document Number | 202385 |
| Deed Book / Page | 13475 / 814 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1607 E 12TH ST, CHATTANOOGA, TN 37404-4301 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0000000240 |
|---|---|
| Date | Aug 27, 2024 |
| Book Page | 13689/197 |
| Instrument | 2024082700240 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 25, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 21, 2023 |
| Property Address | 1607 E 12TH ST, CHATTANOOGA, TN 37404-4301 |
| Document Number | 0000000085 |
| Book / Page | 13475 / 814 |
| Map Reference | MB 117 PG 36 |
| Instrument Date | Dec 21, 2023 |
| Instrument | 2023122100085 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 157 WARE RD, RINGGOLD, GA 30736-4421 |
| Document Number | 0000000086 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023122100086 |
| Name | FIRST TITLE INSURANCE COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 21, 2024 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $291.00 (+18.29%) | $19,250 (+75%) | $77,000 (+75%) Land $77,000 |
| 2024 | $246.00 | $11,000 (-) | $44,000 (-) Land $44,000 |
| 2023 | $246.00 | $11,000 (-) | $44,000 (-) Land $44,000 |
| 2022 | $246.00 | $11,000 | $44,000 Land $44,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1990–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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