1606 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1606 E 12th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,287 sqft · built 1930
Lot Size	0.145 acres (6,325 sqft)
Owner	Company Name on File
Last Sale	$61,500 (Nov 2018)
Tax Bill	$517 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146O G 025`

Property Details

APN / Parcel Number

Primary APN	`146O G 025`
Alternative APN	`0000077197`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,287 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1967
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,325 sqft (0.145 acres)
Lot Dimensions	126 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077197
Street Address	1606 E 12TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 4 BLK 21 MRS I W HENDERSONS ADDN TO HIGHLAND PARK PB 2 PG 46 REV 3-18
Legal Subdivision	HENDERSONS I W
Legal Block	21
Legal Lot Number	4
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1055
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 59085, NASHVILLE, TN 37205-9085
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage SMARTBANK
Dec 26, 2018	Grant Deed, Mortgage COMMUNITY NAT'L BK
Nov 15, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Prior Sale	May 18, 1999 · Amount on Record
Deed Document Number	2018111500032
Deed Book / Page	11502 / 117
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1606 E 12TH ST, CHATTANOOGA, TN 37404-4354
Document Number	0619000003
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	312 PARK AVE #324 CLARENDON HILLS IL 605140420, 324, CLARENDON HILLS, IL 60514-0420

Mortgage

Document Number	0619000003
Date	Jun 19, 2020
Book Page	012041/000939
Instrument	200619000003

Lender

Name	SMARTBANK
Type	Bank
Address	835 GEORGIA AVE, CHATTANOOGA, TN 37402-2214

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 18, 2025

December 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 26, 2018
Property Address	1606 E 12TH ST, CHATTANOOGA, TN 37404-4354
Document Number	1226000094
Book / Page	011529 / 000326
Instrument Date	Dec 12, 2018
Instrument	181226000094
Transaction Type	Mortgage
Record Updated	Jan 10, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3825 TRIMBLE RD NASHVILLE TN 372153101, NASHVILLE, TN 37215-3101
Investor	Possibly a Property Investor

Mortgage

Document Number	1226000094
Date	Dec 26, 2018
Book Page	011529/000326
Instrument	181226000094

Lender

Name	COMMUNITY NAT'L BK
Type	Bank
Address	4914 BATTLEFIELD PKWY, RINGGOLD, GA 30736-8071

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 15, 2018
Property Address	1606 E 12TH ST, CHATTANOOGA, TN 37404-4354
Document Number	1115000032
Book / Page	011502 / 000117
Instrument Date	May 18, 2017
Instrument	181115000032
Transaction Type	Foreclosure
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$227.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 685 LAKE FOREST IL 600450685, LAKE FOREST, IL 60045-0685
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$517.00 (-4.61%)	$34,125 (+40.72%)	$136,500 (+40.72%) Land $70,000 Building $66,500
2024	$542.00	$24,250 (-)	$97,000 (-) Land $40,000 Building $57,000
2023	$542.00	$24,250 (-)	$97,000 (-) Land $40,000 Building $57,000
2022	$542.00	$24,250	$97,000 Land $40,000 Building $57,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

1606 E 12th St, Chattanooga, TN 37404 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2020: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2018: Grant Deed, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 12th St

Nearby Streets

Search Property Records by Address or Parcel Number