1607 Valley Dr, Westminster, MD 21157 Property Records

Carroll County property record for 1607 Valley Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 946 sqft · built 1973
Lot Size	0.574 acres (25,000 sqft)
Owner	2 Individual Names on File
Last Sale	$139,000 (Apr 1998)
Tax Bill	$3,203 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-012966`

Property Details

APN / Parcel Number

Primary APN	`09-012966`
Alternative APNs	`9012966` `012966`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	946 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	25,000 sqft (0.574 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	012966
Street Address	1607 VALLEY DR
City	WESTMINSTER
State	MD
Zip	21157-7955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 28 - 25000 SF 1607 VALLEY DR 11-24 WINFIELD HEIGHTS SC 3
Legal Subdivision	WINFIELD HEIGHTS SEC 03
Legal Lot Number	28
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2020
Census Tract	509001

Owner

1607 Valley Dr is owned and occupied by two individuals who acquired it in October 2009.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1607 VALLEY DR, WESTMINSTER, MD 21157-7955
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ LLC
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 1998 · Amount on File
Deed Sale	Apr 9, 1998 · Amount on File
Prior Sale	Mar 7, 1995 · Amount on File
Deed Document Number	1998973609
Deed Book / Page	2027 / 177
Last Transfer Date	Oct 19, 2009
Transfer Doc	0060040174
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1607 VALLEY DR, WESTMINSTER, MD 21157-7955
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 VALLEY DR, WESTMINSTER, MD 21157-7955

Mortgage

Document Number	0115670289
Date	Sep 12, 2025
Book Page	11567/289

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1607 VALLEY DR, WESTMINSTER, MD 21157-7955
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103610130
Date	Jul 9, 2021
Book Page	10361/130

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 23, 2020
Property Address	1607 VALLEY DR, WESTMINSTER, MD 21157-7955
Document Number	0100120052
Book / Page	010012 / 000052
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1607 VALLEY DR WESTMINSTER MD 211577955, WESTMINSTER, MD 21157-7955

Tax Assessment & Valuation

The 2026 property tax bill for 1607 Valley Dr was $3,203 with a homeowner's exemption, up 4.7% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,203.00 (+4.71%) Homeowner's exemption	$310,467 (+3.2%)	$320,100 (-) Land $162,900 Building $157,200
2025	$3,059.00 Homeowner's exemption	$300,833	$320,100 Land $162,900 Building $157,200
2023	$3,012.00 Homeowner's exemption	$266,567	$291,200 Land $162,900 Building $128,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1607 Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1607 Valley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Dr

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