Carroll County property record for 1608 Valley Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,848 sqft · built 1996 |
| Lot Size | 9.78 acres (426,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,000 (May 1995) |
| Tax Bill | $5,100 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-012885 |
| Primary APN | 09-012885 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,848 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 426,017 sqft (9.78 acres) |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 160 sqft |
| Porch | Slab |
| Porch Area | 1,056 sqft |
| Deck Area | 704 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 012885 |
|---|---|
| Street Address | 1608 VALLEY DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | TRACT B - 9.78 ACS 1608 VALLEY DR 11-24 WINFIELD HEIGHTS SC 3 |
| Legal Subdivision | WINFIELD HEIGHTS SEC 03 |
| Legal Tract | B |
| Legal Lot Number | TRT B |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 509001 |
1608 Valley Dr is owned and occupied by two individuals who bought it in May 1995.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2794 HOWARD AVE, D, MYRTLE BEACH, SC 29577-1741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 1995 · Amount on File |
| Deed Sale | May 26, 1995 · Amount on File |
| Deed Book / Page | 1696 / 113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1608 VALLEY DR, WESTMINSTER, MD 21157-7930 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0103180434 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 10318/434 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1608 Valley Dr was $5,100 with a homeowner's exemption, up 4.3% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,100.00 (+4.34%) Homeowner's exemption | $450,067 | $469,000 Land $223,900 Building $245,100 |
| 2025 | $4,888.00 Homeowner's exemption | ||
| 2023 | $4,482.00 Homeowner's exemption | $396,667 | $412,200 Land $223,900 Building $188,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1608 Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1608 Valley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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